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    • Do you have historical meter readings from before the meters were changed? And more recent history showing consumption, in metered units not in £s,  since the change. One specific thing to check is gas. Check that the meter and the bill use the same units. If the meter is recording cu.m but they're billing as if it was counting 100 cu.ft, then your bill will be nearly three times too high.  Overall I'm guessing it's an Ovo screw up. It's significant that they didn't block the transfer, maybe they aren't so sure of their position.
    • Hmmm, interesting point. In my career, that I am retired from now, there were an immense amount of rules and regulations that one had to adhere to by law. The qualification process is rigorous with on going assessments throughout your career and re-certification every 12 months. If you were shown to be not competent in those rules and regulations you could not hold the position and the operational consequences of that could potentially be dire. In the same respect, perhaps a judge who is not conversant in the rules of POFA should not sit in on cases that requires proficiency in that area? I also bow to your considerable knowledge in this area, perhaps I shouldn't be commenting but by doing so I find it helps the learning process. Your last point has just reminded me of something that may help my case, thank you.
    • Just had an email re the my breache in agreement by her rep.   I asked you yesterday if they had asked about her name in the thread being removed.   The issue they have is the Elizabeth turner and genetic pups entry on google.   they knew I did not put it up and told them so in court.  I dnt know how to post on google.   I told them I cannot remove what I did not post.  when i come back here and saw her name gone from threads title, I presumed her reps sought it.   now I get an email saying her names still on google ur breaching the agreement as it’s still on google.  
    • Peter McCormack says "ambition is big" and Real Bedford's attendances are increasing with promotions.View the full article
    • How does one obtain the permit? The permit team number is only open between the hours of 9am to 3pm Mon - Fri. It says on the website, To obtain an additional 2 hours, the driver must pay a tariff of £3.00 + booking fees in person at our Security Hut, is that how you get the permit also, from the security hut? What a rigmaroll that would be but maybe just another step to take to try and catch people out?
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Notice Seeking Possession.What aftermath?


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My HA stopped receiving Housing Benefit payments, I did not know that it was frozen for some 7-8 weeks. I kept paying on time every week my part of £23; HB was £55. 4 weeks ago my wife started her part time job. Today I received NSP ground 10 and 11. I believe arrears will be cleared soon by the council, but it is not my fault that HA did not get rent on time. Are there any after effects of this matter in order to get mortgage/credit checks? If they are, can they be removed somehow?

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Sorry do not know the answer to your question. I guess a mortgage company would do a credit check and check if your rent payments are up to date. Are you thinking of applying for a mortgage now? If not I should not worry too much as you can rebuild your credit rating.

 

Have you actually checked your credit rating to see how it is looking?

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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Thank you Jansus for reply. It is not right time for me to look for a mortgage yet because I am jobless now. Yes, I believe you're right about that after some time my credit rating will improve if it is affected by that Notice. But it is possible that it does not affect at all, but if it does it is not to late to do something, I guess. Today I am less worried than yesterday. Actually I was shocked yesterday when housing officer brought to me that Notice Seeking Possesion because I had no idea about freezing of the Housing Benefit.

Do you know easy way to check credit rating?

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If you go to the martin lewis website there is a whole section on how to check it and how to improve it as well - the cheapest way is to send a postal order by post - it only costs one or two pounds. It is worth doing and make sure you read all sections carefully including associated addresses etc and I found several errors on mine.

 

I think all the addresses are on that site as well.

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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Actually there's not much to check - I do not borrow money - I do not buy anything if I have not enough cash even a car and I do not have any monthly payments like mobile phone plan. I checked the website you reffered and will finish registration on Mon.

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actually in this topsy turvy country that has the reverse affect. If you do not borrow it gives you a lower rating as you have not proved you can pay a loan back. Its crazy.

 

My son had never borrowed a penny , wanted to change his current account and required NO overdraft and was refused because of his credit rating.

 

then we wonder why we are in the state we are.!

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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Thank you Maya. It is the way it should be done - tell your tenant that they are in arrears and if they ignore your message then you issue something more serious, like that Notice. But this time I believe Housing Association's (Contour Housing) finance officer did not follow the rules. OK, I can live with this, rent arrears are cleared now by the Housing Benefit, I am paying my part - I was always paying with no gaps, but I am still not !00% sure does this affect my credit rating. But as it was said above - it can be improved.

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