Jump to content


style="text-align:center;"> Please note that this topic has not had any new posts for the last 3604 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

hi i am helping a friend out who has been in the big circle of going round and round by paying roll over fees every month i was just wondering if anyone had any dealings with perfect payday loans or had any information on them as he is due to pay back the loan on Friday and we need to get him out of this viscous circle thanks in advance

Share this post


Link to post
Share on other sites

just repay the loan as he/she have always been doing, and don't apply for another, that way he/she will get out of the cirle of borrowing from them. if the payment is due friday, ( which has now gone ) charges will be added if the money wasnt in the account at the time. its okay you paying ur friends debt off, but the tempitation to just get another after you have paid this one, is pretty much odds on to be taken. you can get more info from there account if there logg into it, this will show you the payments due and the apr which has been charged. hope you get ur mate otta the mess there in.


!2 years Tesco distribution supervisor

7 years Sainsburys Transport Manager

 

4 Years housing officer ( Lettings )

Partner... 23 Years social services depts

 

All advice is given through own opition, also by seeking/searching info on behalf of poster, and own personnel dealings.

Share this post


Link to post
Share on other sites
hi i am helping a friend out who has been in the big circle of going round and round by paying roll over fees every month i was just wondering if anyone had any dealings with perfect payday loans or had any information on them as he is due to pay back the loan on Friday and we need to get him out of this viscous circle thanks in advance

 

Can't say I've ever heard of them before, but they'll be much the same as the rest of them, no doubt.

 

Have a read through the advice on here - the most important thing is to agree to pay by standing order only, and even with one loan only I would still recommend opening a new bank account.

 

I didn't take from your original post that you intended to pay off your friends loan for them, but I notice Shywazz did. If he/she is correct in thinking that this is what you plan to do, I have to say I wouldn't recommend it unless you can afford to lose the money altogether.

 

I'm not implying that your friend is dishonest, but owing you money will be stressful for you both. They have legal rights to help them pay off what they owe to Perfect Payday, and borrowing more money from you won't help them. Sorry if I'm interfering here, but I've had a couple of friendships evaporate because I've loaned people money that they weren't able to pay back.

 

If you have any other questions, I'll be happy to help.

Share this post


Link to post
Share on other sites

a payment plan with a low monthly amount will help if you set this up with the intention of paying more in the enar future.

 

you will usually be paying towards a total balance of capital& 1 months interest & a few charges... get it all in writing before the first payment

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...