Judgment Forthwith

[MXBN 1]

I had a CCJ entered against me for a Nationwide loan which ordered me to pay a large amount back each month which I can't afford, I made them an offer before this with Payplan but they didn't accept it so I appealed and now the appeal has come back and it says 'There Be Judgment forthwith' does this mean they want it paid off straight away or that the previous judment stands?

 

I didn't attend the court but Payplan sent some stuff and I wrote a letter to the court saying I couldn't afford to get there as I live in the Netherlands and we made them an offer etc but still a bad judgment, are they all plotting against us?

 

Anyway, I have a house which I'm trying to sell in the UK and the mortgage is with Nationwide so I think they are after a charging order, when they put a charging order on is it correct you cannot sell your house until the hearing?

 

If they put an order on the house it is very near negative equity, I'm already on interest only repayments and the Nationwide wasn't happy last time I spoke to them, it can't go on forever, do they really want me to sell or do they just want to repossess?

 

Is there anyway I can appeal against an appeal or stop them putting a charging order on as I think the whole thing has been done on purpose in favour of the Nationwide and Shoosmiths solicitors so they can get their chrging order. Is there a way to delay it all so I can sell the house first? Any advice on what I can do?

 

Thanks

[MXBN 1]

Any advice?

[hungrybear 453]

Did you query the whole judgement or simply go for a redetermination of the payment?

[palomino 928]

If the house is negative equity (at the moment anyway) then they are probably applying for a charging order so that when prices improve at some indeterminate point they can then force a sale.

If they forced a sale while you were in negative equity then they would get nothing - except a bill from their lawyers.

[supasnooper 2,491]

What was the date of the CCJ ?