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CRF searches.

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My OH who still has a good credit record has had a letter from barclaycard advising of a credit limit decrease and the stopping of cash witdrawals from an ATM. I know this has been going on for a while now since they are now responsible lenders:cool: We are not bothered about the decrease or the stopping of cash withdrawals as it will stop me oops us getting into debt again, but one thing bothers me it states on the letter that they have taken this decision on her use of the card and information from credit reference agencies. However after checking the 3 CRFs there is no search's listed. So basically can these companies see her files without leaving a marker or is it just part of a template letter they send out and they cant be bothered to remove the bit about CRFs.

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they typically do it when cards have a large limit but small balance showing you dont need it.

 

dx


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In Other Words They Make No Money Out Of You

 

Remind People Of Egg

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Yea thanks DX I know they have been doing this wholesale and over the last year we have brought the balance down a lot, and now they have lowered the limit we cant spend it again so its good in a way. I am more concerned in the statement saying they have looked at the CRFs and there being no indication of it on her reports.

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prob just std excuses they use for lowering the limit.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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