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Bank charge created defaults

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Hi everyone


i have a halifax bank account that i let run stupidly outside of its overdraft. I then got hit for charges , this continued for a few years as in the scheme of things the overdraft was not my biggest debt. Plus is didnt know what i was doing.


I have also almost every month been hit for defualts becuase i have not brought the balance back into the agreed overdraft.


However i havent used the account for years, its fees, interest and charges taking the account over the agreed fee, then more charges.


Can i at least get the defualts off the account as they were given due to the charges adding up.


If so can anyone piont me to the actual breech as i will not muck about i will just take the halifax to court to get them removed.


Cheers James

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Guest Old_andrew2018


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