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    • I think it was from 18months ago.    You’ll probably think I’m fussing again but I’ve got a feeling they’ll take mine further due to the shear amount that is owed, I’ll be astounding if they don’t. 
    • as I said read the date of the thread many moons ago.   its not illegal either, debt is a civil matter not a criminal one.   dx  
    • Hi Andy   Thank you for the link, it was very helpful, appreciate it.    I was actually made to feel quite 'stupid' and felt as if i was wasting the forums time on this thread after DX's comments in post #38.      Please see attached the necessary documents, please do let me know if you require anything else, many thanks.   Files attached:  - Default Notice   - statement of Default Notice  - Reconstituted Agreement & T&Cs - 3 different sets   P.S - sorry about the quality of the T&Cs, the high quality files were too large and had to reduce them.   Thanks, Roland   Exhibit JK1.pdf
    • If it’s so easy to get shut of a PayPal negative balance how come everyone doesn’t do it as such? I guess it’s morally wrong but not illegal!?    I read a thread were a PayPal employee said “paypal WILL take you to court and WONT let it lie, they have a specialist team that chase negative accounts over a ceratain amount which I’ll defo meet that criteria 
    • date of claim 14th November (2019)   What is the claim for – the reason they have issued the claim?  1) The claim comprises the following agreement the defendant entered into: a. JD Williams & Co with reverence 1234567 and current balance of £559.77 The agreement was terminated as payments were not maintained and subsequently assigned to the claimant. And the claimant claims: a) The said sum of £559.77 b) Interest pursuant to # s69 County Courts Act 1984 at the rate of 8% per annum from the date of assignment to the date of issue, but limited to one year, being £44.ui c) Costs   What is the total value of the claim? £735   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC ( Pre Action Protocol) ? Yes  Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No Did you inform the claimant of your change of address? Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Catalogue   When did you enter into the original agreement before or after April 2007 ? Before   Do you recall how you entered into the agreement...On line /In branch/By post ? I think by post   Is the debt showing on your credit reference files (Experian/ Equifax /Etc...) ? No   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt purchaser - Lowell   Were you aware the account had been assigned – did you receive a Notice of Assignment? Yes   Did you receive a Default Notice from the original creditor? Yes   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Yes   Why did you cease payments? Couldn’t afford the interest    What was the date of your last payment? Over two years ago to the DCA   Was there a dispute with the original creditor that remains unresolved? No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? Yes
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skitchen

Redundancy - Notice Period

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Hi there

 

My employer has recently announced that 600 jobs will be cut across the whole business, including HQ. My position is one of them and in all honestly, I'm quite pleased about it as I have wanted to leave for some time and this gives me the push I need.

 

When the announcement was made, the people in my department obviously had a lot of questions and my line manager answered them and advised us that on top of the 90 consultation period being given, we would also have a further 3 months notice after that, effectively giving us a total of 6 months notice.

 

As there are a number of positions available, all of us have to reapply for a position if we so wish or alternatively we can opt for voluntary redundancy. In line with the announcement of the package, I opted to take this based on 2 weeks salary for each year you've worked there and wages INSTEAD of working the notice period of 3 months.

 

It has today come to light that my manager got it wrong and the notice period is NOT 3 months. It is indeed only 1 month and he highlighted that this was what was stated in our contracts. Now, fair enough, I did check a copy of my contract and it does say this and perhaps I should have checked this when he initally told us this but I think its safe to say most people would assume he would have checked the facts before confirming anything to us.

 

Anyway, in light of this, voluntary redundancy doesn't seem worth it now as I might as well let them force me out. My question is though, even though the contract states the notice period is 1 month, does the verbal and email confirmation from my manager stating 3 months overide this in anyway? I'm guessing it doesn't but I thought I would ask for advice regardless.

 

Thank you

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Guest Old_andrew2018

Bump

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Guest Old_andrew2018

Hi I bumped your thread a while ago in the hope that your thread moved back to the top of the list, and someone could answer your question.

Are you a member of a union, they may be able to help you, also have you considered speaking to HR honour asking if they will honour the offer based on the E-mail.

 

Andy

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