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ghostfreak

Really had enough of HFX! Please Help!

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HFX have now sent the following as my True Copy of my agreement and say it IS enforcable? Anyone know where I can go from here.

They always seem to have an answer for everthing and convience themselfs they are right!

Any ideas, help or comments very much appreciated. Thank you.

 

Letter 001.pdf

 

Letter 002.pdf

 

Letter 003.pdf

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mmmmm. Firstly, that appears to be an application form to me.

 

Secondly, I note they refer to you in their letter as 'your client'. Obviously standard HBOS cut and paste drivvle!

 

Have a look here>>>>http://www.consumeractiongroup.co.uk/forum/general-debt-issues/162851-consumer-credit-agreements-guide.html

 

M


________________________________________________________________

ALL unsolicited PMs and E-mails should be posted up - Not all on CAG are who they appear to be

 

 

My views are my own. If in doubt, seek professional advice. If I can help though, I will. CAG helped me!!

 

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Many thanks for that. Will have look through.

 

When you get time, tell us more. Will try and help.

 

M


________________________________________________________________

ALL unsolicited PMs and E-mails should be posted up - Not all on CAG are who they appear to be

 

 

My views are my own. If in doubt, seek professional advice. If I can help though, I will. CAG helped me!!

 

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Well the agreement they have sent me above is their second one. The first was just a reconstituted copy of nothing really with no signitures etc.:rolleyes: I then sent them a second letter stating that my account was still in dispute untill they sent the document required and the one above turned up..:confused: Not to sure if it seems enorfoceable or not or what sort of letter to send next..:(:confused: Any help would be appreciated as I want to keep this going if possible.:wink:

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