Jump to content


  • Tweets

  • Posts

    • No I'm not. Even if I was then comments on this forum wouldn't constitute legal advice in the formal sense. Now you've engaged a lawyer directly can I just make couple of final suggestions? Firstly make sure he is fully aware of the facts. And don't mix and match by taking his advice on one aspect while ploughing your own furrow on others.  Let us know how you get on now you have a solicitor acting for you.
    • Oil and gold prices have jumped, while shares have fallen.View the full article
    • Thank you for your reply, DX! I was not under the impression that paying it off would remove it from my file. My file is already trashed so it would make very little difference to any credit score. I am not certain if I can claim compensation for a damaged credit score though. Or for them reporting incorrect information for over 10 years? The original debt has been reported since 2013 as an EE debt even though they had sold it in 2014. It appears to be a breach of the Data Protection Act 1998 Section 13 and this all should have come to a head when I paid the £69 in September 2022, or so I thought. The £69 was in addition to the original outstanding balance and not sent to a DCA. Even if I had paid the full balance demanded by the DCA back in 2014 then the £69 would still have been outstanding with EE. If it turns out I have no claim then so be it. Sometimes there's not always a claim if there's blame. The CRA's will not give any reason for not removing it. They simply say it is not their information and refer me to EE. More to the point EE had my updated details since 2022 yet failed to contact me. I have been present on the electoral roll since 2012 so was traceable and I think EE have been negligent in reporting an account as in payment arrangement when in fact it had been sold to a DCA. In my mind what should have happened was the account should have been defaulted before it was closed and sold to the DCA who would then have made a new entry on my credit file with the correct details. However, a further £69 of charges were applied AFTER it was sent to the DCA and it was left open on EE systems. The account was then being reported twice. Once with EE as open with a payment arrangement for the £69 balance which has continued since 2013 and once with the DCA who reported it as defaulted in 2014 and it subsequently dropped off and was written off by the DCA, LOWELL in 2021. I am quite happy for EE to place a closed account on my credit file, marked as satisfied. However, it is clear to me that them reporting an open account with payment arrangement when the balance is £0 and the original debt has been written off is incorrect? Am I wrong?
    • OMG! I Know! .... someone here with a chance to sue Highview for breach of GDPR with a very good chance of winning, I was excited reading it especially after all the work put in by site members and thinking he could hammer them for £££'s and then, the OP disappeared half way through. Although you never know the reason so all I can say is I hope the OP is alive and well regardless. I'd relish the chance to do them for that if they breached my GDPR.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

192.com people finder


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3434 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 550
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

The Lion

 

all you need to do is write and tell them to remove the data. Head the letter "Notice under s10 Data Protection Act 1998" in big letters. It doesn't have to be in a particular form AFAIK

 

 

Link to post
Share on other sites

Some of us have already done this and they have only removed our data from the free part of there site. The data still appears in the pay part. The days are counting down now for me so it looks like court action.............and compensation.

Link to post
Share on other sites

the proffessional bodies need to be tackling this first as a matter of life and death,quite possibly

 

I don't think the so called professional bodies would be interested in our concerns, after all, we are mere minions. Our peers concerns would carry more weight, but that may not be enough.

On the other hand, should a nutter find the details of a child toucher-upper or a cleric/bnp supporter or some other such person that they have a grievance with, and then directly use that database for personal vengeance, I think there would be a political outcry immediately. Thats not what the database is intended for I know, but that scenario is a possibility. I expect the usual excuses are already being drafted.

 

Bill

Link to post
Share on other sites

This is a disgusting outrage!!

 

Letter off in the post today!!:mad:

L/Woods B/Card/Cabot - Unenforceable CCA, SD Issued *WON+COSTS*

Capital One/Cabot - No CCA account irrecoverable.

Citi/DLC Hillesden - No CCA account irrecoverable

MBNA/Aegis - Unenforceable CCA

B/Card/HFO - Unenforceable CCA

Fashion World - No CCA account irrecoverable

TRUECALL IS A GODSEND!!

Link to post
Share on other sites

The Lion

 

all you need to do is write and tell them to remove the data. Head the letter "Notice under s10 Data Protection Act 1998" in big letters. It doesn't have to be in a particular form AFAIK

 

 

Thanks for the advice :D

Link to post
Share on other sites

vint

 

you are right. However, information is the structuring of data and the information supplied by 192.com is greater than the sum of its parts.

 

And there is a view that they cannot publish your data without your consent even if it is in the public domain

 

 

Link to post
Share on other sites

vint

 

you are right. However, information is the structuring of data and the information supplied by 192.com is greater than the sum of its parts.

 

And there is a view that they cannot publish your data without your consent even if it is in the public domain

Steven,

 

Understood. So it is the collateing of all the info in one place, about an individual, that is a no no.

 

I am tooing and frowing with the ICO about your last point, trying to get them to agree that banks can hold your data if you have a loan or CC with them, but they need written consent to share it. They are being a tad evasive.

Link to post
Share on other sites

the whole fact that anyone can buy data such as this is a crass dereliction of responsibility on the govt's part

 

Data regarding people in certain sensitive fields of employment should not be able to be bought

 

A Data protection breach like this by an IRA spyring almost brought the NI executive crashing down

Link to post
Share on other sites

the whole fact that anyone can buy data such as this is a crass dereliction of responsibility on the govt's part

 

Data regarding people in certain sensitive fields of employment should not be able to be bought

 

A Data protection breach like this by an IRA spyring almost brought the NI executive crashing down

Fully agree.

Link to post
Share on other sites

Understood. So it is the collateing of all the info in one place, about an individual, that is a no no.
THat's what I think. But I also think we will have to argue the point. The letter from the MOJ or ICO a few posts above gives me comfort that I am right

 

 

Link to post
Share on other sites

The other issue of course is they have no way of preventing fruadulent use of data.

 

They say they have an audit trail in place so they can see when your data was purchased, how it was purchased and who etc.

 

That's all well and good except it is only useful once a fraud or murder has been committed, which I don't think is an acceptable measure to protect a data subject.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...