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tedney

2 santander cards not showing on Cra file?

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As mentioned on my other thread in thei section, I have recently checked my file with a CRA.

I have now realised that two of my credit card accounts, both with the same bank, and both predating any of the cards/accounts included on the report, are not shown at all:eek:

 

Additionally, there is a closed account "Santander Cards UK" which I have never heard of. Does anyone know if Santander is a name change from a previous card provider:confused: According to the CRA the S account was opened in 2003 and closed in 2007, but I do not recall any such account in this period.

 

Is there any significance of the missing accounts:-? I have a bank account and loan account from the same provider:?

Thanks for any help.

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Not all creditors use all the main CRA's so what you may find out about yourself on Experian may not be the same with equifax.


I reside in Dawlish Warren but am not a rabbit.

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Some banks only report when you are in arrears.

 

Santander is the parent group of Abbey.

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Additionally, there is a closed account "Santander Cards UK" which I have never heard of. Does anyone know if Santander is a name change from a previous card provider:confused: According to the CRA the S account was opened in 2003 and closed in 2007, but I do not recall any such account in this period.

 

I recently noticed an account for 'Santander Cards' on my credit file too. It was only when I looked at the credit limit that I realised it was my store card (Topman in this case) which used to be run by GE Capital but now seem to have been taken over by Santander.

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Thanks for your responses everyone. I now realise my account was B&Q store card, run by GE, but closed in October 2007. I wonder when Santander took over these accounts? Odd that they are recording as Santander even though account was never "open" with them.

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