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CCA Process - Debt Management Q

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Hi guys,

 

I'm currently paying a Debt Management monthly fee that is a consolidation of 8 cards. Plus I'm paying some money outside of this agreement to MBNA & CitiCard as they threatened me with defaults and DCA.

 

As it happens last night i found out that 2 of the other cards i have, Egg & Cap One had defaulted me in 2008 without my knowledge. My DM Company said this would not happen if i paid on time, every time which i have.

 

So now that i know my credit is effectively useless do you recommend i cancel the DM and outside payments while i undertake the CCA Claim Process?

 

Thanks

Ian

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no get the results of the cca's back first.

anyone that cannot produce an enforceable agreement gets nothing more.

 

dx


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