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marcd2007

hfc bailiff?

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hi,

 

i had a guy come around to my mothers house today who she says was wearing a magistrates court badge and was asking for me, ive started living with my girlfriend now so i wasnt there but didnt make them aware of it as its my girlfriends parents house and i didnt want them involved as i was paying £10 a month which was decided a while ago as i was out of work and thought id made the last payment 3 weeks ago but think it is 5 now. . (the balance on the debt is £150 by the way).

my mom told him that i had moved but didnt say where and he didnt give her a letter or anything just said ok ill tell them that this isnt your current address and left.

what will be there next step , im going to call them and tell them that sorry for missing the last payment and can i carry on but in this situation what would there usual next step be with an amount like this.

 

apparently the guy was really nice to my mom and said im not even sure why theyve sent me as its only for £150 pound.

 

Regards

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Guest Old_andrew2018

You are correct to call them to discuss the matter, IMHO you should inform them of any change of circumstance making an offer to pay what you can

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hfc doing doorstep collecting?

 

huh.

 

dx


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hi,

 

im not very good at this sort of thing and i tried ringing and there was no answer twice so i sent this email and kept notes of times and dates. It might sound like i dont have a backbone but as i said i want this to just be over and done with and i do have epilepsy which is what is meant below

 

Hi,

 

I rang and left a message but have had no reply so i thought id deal with this matter through email.

 

I am in a relationship with my girlfriend and i stay over hers every now and then and it just so happens that ive been there for about a week or two and my mother told me that she had a guy call at the house asking for me the other day when i was at work. She told me she was a bit flustered at the time and told him that i didnt live there which she said she then thought might have confused them because she was supposed to say that i wasnt staying there at the time. But i was just ringing to say that as i am working on a temporary christmas vacancy at the moment, rather than pay a monthly amount as i have done previously i will be receiving payment from my job around 14 days after christmas and i can pay the full amount then which if i remember correctly being around £170.

I can get very nervous sometimes on the phone as i have epilepsy which is caused by getting over heated and when i get into a situation like this it makes me really nervous on the phone which can then lead to a seizure and because of the mix up with my wages at my new role i was worried that you guys wouldnt understand and i would be put in one of these awkward situations which would make me nervous therefore maybe leading to another seizure which i want to try and avoid.

 

I believe there is many people out there who have debts of £10000+ so i believe as mine is so small this is a reasonable offer as it would only be around 4-5 weeks until the full payment was made.

 

Thanks for your help,

 

Marc ********

 

which i then a reply back of:

 

Dear Mr *******,

 

We refer to your email dated 7th December 2009.

 

We must inform you that an Attachment of Earnings application has been applied for via Birmingham County Court. To prevent the Court issuing a warrant of committal for your arrest which could result in you spending up to 14 days imprisonment we require a good faith payment for any amount that you can afford to pay and the Form N56 (Attachment of Earnings income & expenditure form) which I have today sent to 52 Longley Crescent completing in full and returned to this office no later than 17th December 2009.

 

We note that it is your intention to settle this account in full. Please confirm the exact date your wages will be paid in order to conclude the account. We can then provide you with a method of payment.

 

Yours faithfully

Mr K Delves

 

which i thought was extremely irrational and i replied with:

 

Dear Mr Delves,

 

As I am in a temporary Christmas role my contract ends on December 26th so there could not be an attachment of earnings because, as far as i know, i will be unemployed from this date until i find new work. With regards to the dates of my wage payment i shall have to check this at work tomorrow so that i pass on to you the correct information.

Also as I told you previously I will have the full balance around 14 days after Christmas with which on the day that it goes into my account would be transferred to yourselves, the date of which as I mentioned would have to be confirmed tomorrow.

 

Yours Faithfully,

 

Marc ********

 

any thoughts?

 

Thanks in advance

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what is the debt for?

 

dx


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a tv or an xbox i cant remember a few years ago , the amount is £160-170

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ok

lets get one thing straight

 

they are NOT bailiffs and they can do NOTHING to you.

 

all you have is a threat-o-gram

 

who is this co. of leechers?

 

dx

Edited by dx100uk

PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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