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Help with wording on an accepted settlement

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Hi. Can you help me with the following:

Lloyds TSB has offered a 30% settlement discount on what i believe to be an enforceable 2007 credit card agreement.

They state that on receipt of payment they or the DCA will not pursue me any further on the account.

Is there a standard letter, which I believe I have seen somewhere on the forum stating something along the lines that the payment is in full and final settlement and no adverse credit history will be given.


Any help appreciated

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urm. lloyds ... if they are giving a 30% discount something smells.

not got PPI have you that can be reclaimed first? or unlawful charges?




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