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Help with wording on an accepted settlement


anxious1234
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Hi. Can you help me with the following:

Lloyds TSB has offered a 30% settlement discount on what i believe to be an enforceable 2007 credit card agreement.

They state that on receipt of payment they or the DCA will not pursue me any further on the account.

Is there a standard letter, which I believe I have seen somewhere on the forum stating something along the lines that the payment is in full and final settlement and no adverse credit history will be given.

 

Any help appreciated

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urm. lloyds ... if they are giving a 30% discount something smells.

not got PPI have you that can be reclaimed first? or unlawful charges?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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