Jump to content


Ronnie1234

Equidebt/Robinson Way - old CAt debt

style="text-align:center;"> Please note that this topic has not had any new posts for the last 3151 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

They are ringing me at home & in work at moment!

 

Robinson Way appear to have my old address on file but my work & current home telephone number.

 

Checked on Royal Mail & RW have received my telephone harassment letter today. Let’s see if they take notice & what happens from here.

 

Response to my e-mail from RW:

 

We acknowledge with thanks your recent email. Please provide us with your telephone number that we are calling you on, as we are unable to locate your account.

 

Are Equidebt & Robinson Way part of the same company?

Share this post


Link to post
Share on other sites

Robinson Way appear to have my old address on file but my work & current home telephone number.

 

Checked on Royal Mail & RW have received my telephone harrassment letter today. Let’s see if they take notice & what happens from here.

 

Response to my e-mail from RW:

 

We acknowledge with thanks your recent email. Please provide us with your telephone number that we are calling you on, as we are unable to locate your account.

 

Are Equidebt & Robinson Way part of the same company?

Share this post


Link to post
Share on other sites

Today I have received a letter from Equidebt on behalf of their client Robinson Way at my new address saying I owe £624.00, but can settle today with payment of £187.00.

 

Shall I send proove it letter? This is first time they have wrote to me at new address?

Share this post


Link to post
Share on other sites

Was looking through my paperwork though & it seems Equidebt wrote to me at my current address in Dec 09 about this to which I responded with the proove it letter - they received proove it letter on 7th Dec 09.

 

Should I write back referring that they haven't answered my proove it letter or leave it for now?

Share this post


Link to post
Share on other sites
Today I have received a letter from Equidebt on behalf of their client Robinson Way at my new address saying I owe £624.00, but can settle today with payment of £187.00.

 

Offering such a discount could be taken as a fair indication that they have no paperwork to back the claim up and are hoping you'll jump at the offer therebye giving at least some kind of return

 

Shall I send proove it letter? This is first time they have wrote to me at new address?

 

Hi Ronnie

I'd just sit back and see what arrives next, let them do the work for now

Good luck

R


[sIGPIC][/sIGPIC] I asked them to wait whilst I got my Bank card :violin:

------------------------------------------------------------------------------------------

 

Information that may help if a CCA request is refused due to the lack of a signature . . http://www.consumeractiongroup.co.uk/forum/showthread.php?248863-Signature-demands-fight-back-possible-!&highlight=

Share this post


Link to post
Share on other sites

I wrote to Equidebt referring to my original proove it letter pointing out that they hadn't answered etc etc, so had no right to persue me.

 

Today I've received a response - sent near enough immediately after receiving my letter.

 

I confirm receipt of your letter and the contents of which have been noted. The matter has been referred to our vendor for further instructions.

 

We will contact you once we have received a reply from our vendor, if in the meantime you need to contact us about any aspect of this matter please call......

 

Signed from the compliance investigator

Edited by Ronnie1234

Share this post


Link to post
Share on other sites

In all honesty Ronnie, you'd have been far better off just ignoring them in the first place.

 

Equidebt do not offer credit - they did not give you the (alleged) credit in the first instance, they are a third party interloper on your contract with your original creditor.

 

Although I find myself in the minority, I'm still waiting for someone to explain why anyone in financial difficulty feels the need to start paying, or even acknowledge the existence of some turd who didn't lend them the money in the first place. CCA request from the tube driver who takes you to work each day?? - Why?? - because HE says so???

 

If your original creditor cuts you adrift, it's because they can't be bothered to chase spare money they invested and lent without risk, and was underwritten anyway.


HOIST BY THEIR OWN PETARD.

 

Blimey it works....:-)

Share this post


Link to post
Share on other sites

Letter received today from Equidebt:

 

I refer to your request for a copy of the credit agreement relating to the above account. We are unable to provide you with a copy of your credit agreement relating to the above account as it relates to a catalogue debt

 

It then goes on to say they will continue to chase the account etc - can post all info if need be

Share this post


Link to post
Share on other sites

Therefore the account is now officially in default, and they cannot keep writing to you or sell the account on. Of course, that will not stop them selling it on, but just send the cannot sell in dispute to whoever picks it up next.


Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

Share this post


Link to post
Share on other sites

Should I write to them pointing out that the account is in default / cannot sell it on?

Share this post


Link to post
Share on other sites

Should I write to them saying they are in default or just ignore?

Share this post


Link to post
Share on other sites

Yes, send the 'in dispute' letter. They do tend to go away, and they will most probably sell it on, but then just send the next letter and it will be returned to them.

 

Letter #17 The Consumer Forums - debt collectors


Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

Share this post


Link to post
Share on other sites

Have had missed call today on house phone, googled number & it's Equidebts! Unsure how they got my number as the phone bill is in my partners name & we're ex-directory!

Share this post


Link to post
Share on other sites

I have received a letter from Equidebt saying that they enclose a statement of transactions relating to my account and the outstanding balance and that they now expect payment.

 

How should I proceed from here?

Share this post


Link to post
Share on other sites

Refer them to their letter of 25th June, and remind them that THEY are breaking OFT Guidelines by pursuing you further as the account remains in dispute following their letter and the contents thereof.


Every journey begins with a single step :):)

 

Please note: I have no qualifications in this area - my advice is learned from the wonderful members of this Forum. Thanks to you all for your help.

 

If you have found my post helpful please leave a short message by clicking the star to the left of my profile - Thank You

 

The only person entitled to your Personal Finance details is a Judge not a DCA

 

Move all banking activity to another banking group if you have a dispute - your funds can be used to offset debts within the same group.

Be careful with Banking details (card/account numbers) as these can be used to take unauthorised payments.

Share this post


Link to post
Share on other sites

Welcome to the game of letter tennis...:bounce:

 

If you send them anything, then you need to make it VERY CLEAR that you will no longer entertain their correspondence and will report their disregard of the OFT debt collection guidelines to the OFT & TS, and if they insist on cotinuing to harass you either by misusing the communication network or sending threatening correspondence, you will report them to the Police for offences under the Protection from Harassment Act, the Communications Act and the Malicious Communications Act, you also reserve the right to charge them £10 for every telephone they make to your personal land line, and £25 for every letter they send to your address.

 

I've woken up in a bad mood....:rant:


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Share this post


Link to post
Share on other sites

Dont forget to report both companies to Trading Standards and the OFT...

Share this post


Link to post
Share on other sites

Letter received from Equidebt:

 

We know that you have been unable to clear this account.

 

This debt is currently registered and may affect your future credit rating.

 

Then it lists various payment methods.

 

 

Shall I ignore or write back saying the acount is in dispute?

Share this post


Link to post
Share on other sites

Ignore them, they only want someone to play with them.


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...