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    • Theres the Bloomberg report, Standard and Poors analysis, The bank of Englands Report .. not one of which estimates the cost at less than the 180-250M a week it roughly costs depending on whats included. The higher realistic end is just short of 900M a week from the bank of England. The 250m a week estimates come from the ERG's estimates before they shut up when those estimates were trounced.   That Bloomberg amount is pretty middle of the road, and is roughly what I've been seeing as only disputable by zealots - it could be FAR more.     So putting that in perspective, if there is no further damage to the economy, and no further loss/reduction in business/growth, and adding in a small amount of interest on that loss (money has to come from somewhere and we are already further in debt than we have ever been) - it will be in the order of 50 odd years before we even break even .....   Of course, Rees-Moggs entirely unsupported middle finger in the air estimates of about 2050 when we will see some benefits would effectively require a MASSIVE boost to the UK;s 'profitability' - although no-one seems to be able to define any sources for that profitability other than perhaps connecting the climate destroying hot air coming out of Rees-Moggs gob directly to a wind and steam power station.      
    • Do you have any images of the WMF items? If you do then you could post them on this site.
    • yes I did that, not much auction only stuff but I will check from time to time
    • By the way, do you realise that you can put in an eBay search and localise it within X miles of a certain postcode. This should cut down the problem of having to search hundreds of advertisements every day. At the moment, a search for WMF cutlery within 50 miles of the postcode only produces six hits. Very manageable
    • In order for us to help you we require the following information:- [if there are more than one defendant listed -    Name of claimant: JC International Acquisition    Date of issue – 17 January 2020     Particulars of Claim   What is the claim for – the reason they have issued the claim? the claimants claim is for the sum of 125.00 been monies due from the defendant to the claimant under a non regulated telecommunications agreement originally between the defendant and Talk Talk telecom limited under account reference xxxxx. The rights benefits and title the agreement have been assigned to the claimant on 03/04/2014. Notice of the above mentioned assignment has been given to the defendant    What is the total value of the claim? 268.39   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC ( Pre Action Protocol) ? Not too sure   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? no   Did you inform the claimant of your change of address? N/A Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? No (broadband)   When did you enter into the original agreement before or after April 2007 ? After   Do you recall how you entered into the agreement...On line /In branch/By post ? Online   Is the debt showing on your credit reference files (Experian/ Equifax /Etc...) ? NO   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Assigned to debt purchaser   Were you aware the account had been assigned – did you receive a Notice of Assignment? can't remember   Did you receive a Default Notice from the original creditor? Can't remember    Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? unsure   Why did you cease payments? unsure   What was the date of your last payment? unsure   Was there a dispute with the original creditor that remains unresolved? Not that I'm aware of   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No  
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Mrsmancmonkey

Citi Financial

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Hi

 

I have just had a very usual call from Citi financial about my car loan asking whether there will be sufficient funds in my account to take the payment next week. I have never once missed a payment in the 2.5 years I've had the loan with them either. When asked why are they ringing about something so random all I was told was that it was to ensure that I didnt get a late payment charge??! Is it me or are other people getting calls of this nature from any other loan providers??

:confused:


Me

A&L - Overdraft / Charges On Hold £300

 

Mum v's the DCA

NatWest. No CCA - For around 6 months no DCA has chased for this amount :D

MBNA. No CCA - First Court Claim :( Panicking. Just about to start the small claims

Lloyds TSB. Overdraft / Charges On Hold Waiting for test case

 

Sister

Halifax - No CCA. Keep getting the man and his dog chasing, again the 'go away' letter is sent :p

M&S - Have CCA. Nothing for 2 years from anyone?! :)

Argos - No CCA or DCA involved for over 2 years now :)

Next - No CCA or DCA involved for over 2 years now :)

4 x Others accepting token payments of £1 as CCA in place.

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Perhaps they are trying to forecast their Christmas bonus Mrs M.

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Do you think? I just thought it was very odd to call someone who has never missed a payment :S


Me

A&L - Overdraft / Charges On Hold £300

 

Mum v's the DCA

NatWest. No CCA - For around 6 months no DCA has chased for this amount :D

MBNA. No CCA - First Court Claim :( Panicking. Just about to start the small claims

Lloyds TSB. Overdraft / Charges On Hold Waiting for test case

 

Sister

Halifax - No CCA. Keep getting the man and his dog chasing, again the 'go away' letter is sent :p

M&S - Have CCA. Nothing for 2 years from anyone?! :)

Argos - No CCA or DCA involved for over 2 years now :)

Next - No CCA or DCA involved for over 2 years now :)

4 x Others accepting token payments of £1 as CCA in place.

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It does seem very odd....perhaps customer services have little to do at the moment....I would maybe give them a call sometime to ask if at any time in the future they are going to need to be bailed out by taxpayers money ?


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