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Mrsmancmonkey

Citi Financial

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Hi

 

I have just had a very usual call from Citi financial about my car loan asking whether there will be sufficient funds in my account to take the payment next week. I have never once missed a payment in the 2.5 years I've had the loan with them either. When asked why are they ringing about something so random all I was told was that it was to ensure that I didnt get a late payment charge??! Is it me or are other people getting calls of this nature from any other loan providers??

:confused:


Me

A&L - Overdraft / Charges On Hold £300

 

Mum v's the DCA

NatWest. No CCA - For around 6 months no DCA has chased for this amount :D

MBNA. No CCA - First Court Claim :( Panicking. Just about to start the small claims

Lloyds TSB. Overdraft / Charges On Hold Waiting for test case

 

Sister

Halifax - No CCA. Keep getting the man and his dog chasing, again the 'go away' letter is sent :p

M&S - Have CCA. Nothing for 2 years from anyone?! :)

Argos - No CCA or DCA involved for over 2 years now :)

Next - No CCA or DCA involved for over 2 years now :)

4 x Others accepting token payments of £1 as CCA in place.

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Perhaps they are trying to forecast their Christmas bonus Mrs M.

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Do you think? I just thought it was very odd to call someone who has never missed a payment :S


Me

A&L - Overdraft / Charges On Hold £300

 

Mum v's the DCA

NatWest. No CCA - For around 6 months no DCA has chased for this amount :D

MBNA. No CCA - First Court Claim :( Panicking. Just about to start the small claims

Lloyds TSB. Overdraft / Charges On Hold Waiting for test case

 

Sister

Halifax - No CCA. Keep getting the man and his dog chasing, again the 'go away' letter is sent :p

M&S - Have CCA. Nothing for 2 years from anyone?! :)

Argos - No CCA or DCA involved for over 2 years now :)

Next - No CCA or DCA involved for over 2 years now :)

4 x Others accepting token payments of £1 as CCA in place.

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It does seem very odd....perhaps customer services have little to do at the moment....I would maybe give them a call sometime to ask if at any time in the future they are going to need to be bailed out by taxpayers money ?


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