Jump to content


seigi12

Guarantor - any advice is greatly appreciated!

style="text-align:center;"> Please note that this topic has not had any new posts for the last 3633 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

I appreaciate anybody who can help my friend who is in the really difficult situation. So here is the detail:My friend used to go out with this guy and somehow she ended up being a guarantor for a company car. (the company was owned by him, I think) But he defaulted the payment nearly 2 years ago and now the debts company is after her for the payment of about £15000! and there is county court judgement against her or something. Apparently she can't remember signing the contract to be the guarantor but lambert?(the debt company) says they have the copy of her driving licence and her signature.She is in utter distress as she can't afford anything like this and can't really afford Barrister either. She really helped me so much in the most desparte time of my life and I want to help her anyway I can. I really appreciate if you can advice us on what course of action we should do and where do we need to go for advice and support.Thank you very much,Seigi12

Share this post


Link to post
Share on other sites

Hi and welcome.

 

- Don't be in a panic, you will get to grips with this problem.

 

Have you seen any agreements or documents relating to the contract or the ccj? Have you done a credit file check? What has the DCA actually said and what has the DCA put in writing? -these are sometimes very different because some of them have a way of dressing up facts.

Share this post


Link to post
Share on other sites

Hi Kurvaface,Thank you for a quick response! I really don't know the details, so I will ask my friend to actually join this thread. Seigi12

Share this post


Link to post
Share on other sites

Hello.

She knows that she can have the CCJ set aside, as this was issued without her knowlegde. This is not the problem. There are some very complex issues around this case. She is seeing a soliciter but has been advised that a barrister is needed. Can anyone suggest one that works with contractual agreements, or has experience in this area?

Thanks

Share this post


Link to post
Share on other sites

Can anyone suggest one that works with contractual agreements, or has experience in this area?

 

 

I think you better look in the yellow pages:)

Share this post


Link to post
Share on other sites

If she is seeing a Solicitor he should be able to advise which Barrister would be best.


Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

Share this post


Link to post
Share on other sites

Yes, but the solicitor is friend of hers and as I mentioned, she can't afford barrister. Is there any legal aid or something that she can look into? Thank you.

Share this post


Link to post
Share on other sites

The best place to find about legal aid is her local court. Beware there is a lot of financial pressure not to grant legal aid so you might have to be very persistent.

Additionally it is possible she may not even qualify at all. But you have to ask the question.

 

As for the CCJ : when was judgment issued? where was it issued [probably Northampton CCBC]? how much was it for? was she aware of the claim at the time it was issued?


I really do appreciate all those 'thank you' emails - I'm glad I've been able to help. Apologies if I haven't acknowledged all of them.

You can also ding my gong if you prefer. :)

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...