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sharmar

MBNA Virgin (Restons) Court Case

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You back on track now, sharmar?


Always happy to help where I can!

:lol:

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Hi All,

Here is a link to whats taking up all my waking (and most of my sleeping hours too!) at present.

 

I would so value your critical analysis and expertise if you have the will to read through the attached.

 

I am still a bit confused as to whether I should submit this as an amended defence immediately or use it as a Witness Statement? What are the court procedures in terms of filing both?

I know I have to file witness statement minimum 7 days before hearing, is it better to file all of this now well in advance or are there disadvantages in doing so?

 

Brain frazzled here now after putting it all together and thanks to so many here for their assistance and guidance. Will await to hear your lucid comments on this.

:)

Edited by sharmar

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subbing..

 

looks good to me by the way.


If my advice helped you please click my star

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A great read!

 

Loads of good stuff!


Hindsight is wonderful......

 

But now knowledge and advice are life savers:D

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Sharmar - wicked defence!


Halifax Card (OH) -2.9% reinstated - Sucess!

Santander/House of Fraser (1) PPI Refund plus 8% plus LOC

Santander/House of Fraser (2) PPI Refunded plus 8% plus LOC

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Point 23 in your defence refers to headings on the agreement. This is ok if your agreement is post 2006, when these rules came into force.

 

Wait for Vjohn to comment.

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Agree with Vint, need to check when your Agreement was made to see if you can use that.

 

Cheers,

BRW

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Thanks for looking in everyone!

 

And many thanks for the pointer!

 

It was late 2004 so I guess leave out point 23!

 

Is all else good to go then?

 

 

Q. Do I have to request the Court's/Restons permission to file an Amended Defence?

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Hi All,

 

Can anyone tell me the procedure for filing an Amended Defence?

 

Thanks

 

Sharmar

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as far as i know you simply prefix the amended defence with a request to the court to amend it and state the reasons

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sharmar,

when did you stop paying mbna, jst trying to get an idea of time from payment stop to court action, prob being going down the same road as you?

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sharmar,

when did you stop paying mbna, jst trying to get an idea of time from payment stop to court action, prob being going down the same road as you?

 

In my case I hadnt stopped paying them something as they were being paid in my DMP (Payplan)still did the dirty tho!!!


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I wander if you could get them to admit just what percentage of cases are discontinued this way?

Seems to me these and others use the court as another lever to squeeze money out of you then run if they look like loosing.

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