Jump to content


  • Tweets

  • Posts

    • So a bit of an update as I haven’t posted for a while   I have received a court date of the 14th of Feb 2020 (maybe they will take me for a nice meal afterwards?) so I am starting to prepare my witness statement.    today I have received a letter from BW legal in response to my CPR letter yet again ignoring the fact that their T&Cs do not cover double parking. They are also now starting to hint that I was parked out of the bay yet the images provided on their evidence of the three tickets they are claiming for don’t evidence this as they are such bad quality.  stapled to the back of this is another letter. As a “gesture of good will”, the client is offering an out of court settlement figure of £500 payable in the next 5 days. Me thinks they are starting to realise they may not have a leg to stand on here!
    • firstly , they are not a Debt collector [never confuse the two - a DCA chasing consumer credit debt is totally powerless and have ZERO legal powers to do or take anything - they have no more legal powers than you or I do ] these will be bailiffs and do they have legal powers.   However, the good bit is that unlike what you might have seen on TV, for a council CTAX liability order [please confirm there is or NOT a CCJ registered check your creit file] there is NO right of forced entry. The bottom line is, bar all the arm waving, is, that if you simply totally ignore them, they will eventually go away.   Now what they can do is two fold on CTAX. basically add fees to a set limit.   the first is a notice of enforcement letter. this comes with a fee of £75 and gives you 7 days to set up some sort of payment plan.   the second is an actual visit, where by a further fee of £235, whereby the fees are now £310 , the maximum they can ever add to the CTAX bill. this is typically accompanied by a threat to removed goods, it's cleverly worded or 'explained' to make you 'think' they can waltz in any take anything they like. THEY CANNOT unless YOU let them in. which you don't, nor leave doors unlocked as they can then enter through what is called 'peaceful entry'.   in real term, the seizure of goods is limited to stuff outside like cars YOU might own that are not behind locked gates.   so i'm not too sure what stage you are at  so please clarify. the name of the bailiff company. how much you now owe the county council the CTAX is owed too.   if you have any/all paperwork please scan it to PDF  after redaction - read our upload guide]   one last point. they don't keep coming around they don't keep ringing. neither of those gander them anymore money so they don't bother.   dx      
    • Hi Everybody I moved into my parents house quite recently. My mam is aged and extremely ill (it's just me and her living in the house) and I moved from the North to the South of England to take care of her.   Now I've got a CCJ against me for unpaid Council tax from when I was living in the North and a debt collector has just showed up at the door. Now I don't have the money to pay the entire amount straight away. But I'm willing to try and enter in some kind of payment plan and gradually pay down the debt. However my main concern is that they don't keep coming around and phoning the house threatening and harassing my mam over her sons debt.   However the guy at the door was threatening to seize goods and have them sold at public auction. Getting bailiffs to break in etc.   When I told him that I've nothing of any real value he said he could just take whatever was in the house. Something about if she couldn't prove whatever was hers then they could just take whatever (I'm not 100% this but I think something to this affect).   He left me a "Notification of Enforcement agent visit" sheet of paper.   From the first paragraph it says:   "As an enforcement agent I've attended your premises today with the intention of taking control of your goods in accordance with the taking control of goods (fees) regulations 2014. At this time your goods are bound. You cannot remove, sell or otherwise dispose of them"   Thus I'd appreciate any advice that readers my be able to offer. Does anyone know the law regarding "seizing assets" when the debtor is not the homeowner/tenant?   tia Bear
    • I should add I only got the CCA response last week after waiting nearly a month over the prescribed time limits to respond. PM
    • Thanks, I thought that might be the case.  J
  • Our picks

patrickq1

Bank Sent Me A Skeleton

style="text-align:center;"> Please note that this topic has not had any new posts for the last 3662 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

the bank sent me a skeleton instead of an answer to my questions concerning a dispute over them paying monies out to my suppliers (when there was ample funds to pay) then they informed three suppliers that my situation was precarious....i had to bankrupt the company because of bank interferance ,will post skeleton during the week what should i do

http://i617.photobucket.com/albums/t.../BANKLIBEL.jpg


http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

 

 

 

 

Advice & opinions given by patrickq1 are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional

Share this post


Link to post
Share on other sites

Hi Patrick,

If the companies position was not precarious but they informed your customers it was then that is Libellous is it not?. Do you have proof of all this as they would argue though (I imagine) that unless you can specifically prove they caused you to bankrupt the company then they will state the bankruptcy was your decision.

I hope somebody better informed than me will make a comment for you

Share this post


Link to post
Share on other sites

i have the admited libel in writing from them,but also letters proving interferance in the company also suggestions that i sell my stock at a loss in order to clear an agreed overdraft six weeks before the due date they terminated my contract 3 weeks before payment was due and tried initially to recover there monies but i went in following a letter from them terminating the contract and cleared half the 30 000 by the following friday then told them in writing prosecute for the rest this was in 1992 ime still waiting...but the story is much bigger than that much much bigger you would find it hard to beleive...but lets say my solicitor got struck of for his involvement in it as he was passing data to them and i was not aware of it until the bank showed me a barristors report that they had in their possesion five weeks before i saw it...i reperted it to the barristor who then made a formal complaint then i found out just how deep he was with the manager of the bank...they moved the manager on sacked the assistant manager....i will post the skeleton next week....

so its been a long time..and ime still waiting,,i was a member of the BANK ACTION GROUP when we first got together in 1992 but that fizzled out because there was not a great deal of information then and the internet was not really very accessable then now things move so fast pkus freedom of information did not exist then thanks to tony blair he eventually got his way and kept his promise unlike brown wh has a gestapo ....wont go into politics lol more to come


http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

 

 

 

 

Advice & opinions given by patrickq1 are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional

Share this post


Link to post
Share on other sites

P,

From what you say it seems nailed on you are going to get a result.

I will await with interest!!!

Share this post


Link to post
Share on other sites

i did instruct the bank in writing to prosecute in 1992 otherwise the any claim they may have such as the security they have on my property shal be vgourisly defended and i shall bring oward a countercaim fordaages...as it stans the eal as signed in ther offices athebank i was not advised to seek independant advice as they had made a payment out of the account to another bank to clear sme ebts,bearing n mind i was not any troube with the other bank it was the bank manager who approached me and induced me into joining his bank with a garaunteed overdraft facility then within that week they had me sign the property over for the ovrdraft to contiue,now this security was made under the the terms the CCA or utccr i think its called..so as t stands now it is wapast the twelve years withou a single word from them, even if they try to bring it to a head and go for a prosecution under the speciality act tis would fail.imo


http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

 

 

 

 

Advice & opinions given by patrickq1 are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...