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Nicky Bodmin

unlawful CCJ, can I claim defamation of my credit file.If so how much can I claim

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Hi can anyone help me I have CCJ that I can apply to have removed.

Can I make a claim for damages in the same manner that you can on unlawful defaults.

If so is there a letter.

 

Also If a CCJ had been satisfied for several years but still sat on my credit file as not satisfied can I claim for compensation because of the increased interest rates obtained on ie mortgages etc

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Hi thanks for the reply, I did but they are responsible for putting it as satisfied with experian and equifax they did experiance but not equifax

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it stays on your file for 6 yrs- but it shows as satisfied- you really would be wasting your time pursuing this - just make sure that the CRA's are corrected

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K thanks. What about CCJ that have been applied unlawfully is there a level of compensation as there is to unlawful defaults £1000 compensation is awarded for them. A CCJ is more serious than a Default

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