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    • Well, he owed a debt, had that debt established in court and then defied the court by not paying the debt even when ordered to by the judge.   That's what a credit report would conclude.  Doesn't matter that the "debt" didn't exist and was made up by fleecers, once he didn't defend the court claim he was going to lose and once he didn't pay a CCJ was inevitable.   Yes, a set aside is the way to go.  I don't think there is a time limit, plenty of people go for a set aside yonks after the event as they had moved and never got the court papers.    
    • Thank you so much for your thorough reply.   I'm trying to work out the simplest way to deal with this. I don't really want to have to fight things through the courts if it does come to that, and I"m trying to work out if I have a cooling off period at all. I wonder if you can tell me.    I viewed the car in person and took it for a test drive. But I then went away and eventually called the dealership back to arrange to buy the car. I agreed to buy the car and paid £500 deposit to secure the car over the phone.    I then went into the dealership and completed the purchase in person when I collected the car.    Do I therefore have the legal right to a 14 day cooling off period as I was a telephone purchase for at least part of the price? Or does this only apply to a purchase completed over the phone or online? Thanks
    • So they can’t even get a CCJ against me? Unless they sell the debt? Even though this is a debt it’s not a “credit agreement” that’s defaulted so does this come into play?    I read on on another website forum that a guy had a £12,000 negative balance and he had agreed a monthly repayment plan with the DCA. Has just given in to easily in your opinion?   
    • Hi,   Do you have an update on this? Curious to know what they said.    I may be in a similar situation, 5 year old car has signs of crash damage, although yet to inspect it properly. 
    • Hi Everyone,   ..not been on here for ages......😜   Asking for my best mate.   He just had a CCJ issued against him for a Premier parking issue, one these speculative invoices I think. I don’t need to go into details now as my questions are simple to start with, etc but you can guess he ignored everything,did nothing, and it’s gone this far, reasons for another time.   Anyway, a few questions please, can you help...   Is the only thing he can do now is a “set aside application”? And is that request time limited, does he have to do it within a certain timeframe.   After reading a few things on here am I right to assume the Set Aside is a tricky thing to do?   He is only trying to repair his credit rating, which halved upon this CCJ!!!!! His was perfect before this.   In a slightly related question, why are parking fines related to a credit report. It’s not like he missed a loan repayment or credit bill payment. You could argue that non payment of spurious questionable parking fine is certainly not related to the repayment of credit or credit worthiness....   TIA Steve
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Kermit09

PCN on windscreen - incorrect VRN

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Dear all,

 

I know this has been raised lots of times here already and I appreciate any further help:

 

The registration on the PCN doesn't match that of my car, but I know that the council that issued it takes (lots) of photos, which will obviously show the correct one.

 

I've called to enquire to the council (without saying who I was or where I lived!) who admited that they wouldn't be able to pursue the PCN because the DVLA records won't match, but there's obviously nothing stopping them sending the real VRN to DVLA from the photos, which would then lead back to me.

 

Question 1: Even if they do track me down via the photos, am I still correct in thinking that the PCN is invalid and hence I can't be charged?

 

Question 2: Assuming 1) above is true, is there anything stopping me from appealing in writing to the council concerned to say that they've got the PCN wrong and hence I won't be paying... since the PCN is invalid anyway? [i'd prefer doing it this way than leave it hanging over the person who would be being contacted instead of me];-)

 

Many thanks in advance.

 

Kermit.

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wrong VRN is fatal to the PCN. relax.

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Totally agree. They can photograph what they like. The photos are not legally required thus form no part of the legal process. What is highly significant is the wrong VRM on a legal document means they can ONLY persue the RK of THAT VRM, they cannot change or ammend it once issued and cannot now send you a new one either.

 

DO NOT CONTACT THEM.

 

The RK of the correct car will simply appeal on the basis that the offence did not occur and the photographs will confirm that.

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By the time that's found out - it'll be out of time anyway for you to be served the NTO. Forget it!

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they can't serve a 'corrected' NTO at all. It would immediately be invalid. only purpose in not contacting them is to not waste your time and phone bill. Wrong VRN is fatal - end of.

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By way of an update, I've just checked the status of my case online and it's officially case closed - no debt outstanding.

 

I call that a result.:D

 

Very many thanks for everyones help. Keep up the good work.

 

Best,

 

K

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you never had a 'case' against you in the first place.

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