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    • who are the solicitors clients? is this uk based?   you need to be wary as timeshares are a notoriously open to sc@mming too.   dx  
    • NSL are contracted by the DVLA to tow vehicles that have unpaid tax. My van was sitting a while and I was travelling, and I forgot to tax it.   I subsequently taxed it, paid my DVLA fine, held my hands up and took responsibility. But am now trying to get NSL to pay for the damage they caused.
    • who are nsl? what are they doing lifting your vehicle in the 1st place?   dx
    • The summary is that I collected my van after it was towed, drove it 20 metres and saw a panel come loose, I went inside to report it and immediately emailed them, they have since refused the claim as I had already collected the vehicle.   The story:   - Van towed - Van collected, signed out 12:00 - Van appeared visually to have no new damage, was not allowed to drive it until paperwork signed - Upon driving it a plastic exterior panel came loose (this appears to be from when it was craned onto of truck) - I stopped the vehicle 12:03 and walked into their office to report damage - I emailed photos to head office 12:08 - NSL initially claimed they examined photos and damage was pre-existing - I requested CCTV footage of my visit under Data Protection Act. I provided them a copy of my ID, photo, description of clothing as well as letting them know I was the only member of public/customer on-site for the duration of my visit - CCTV footage denied on basis I "was not recognisable" after they reviewed footage - Initially refused to provide any photos of vehicle - Finally produced 0.3 megapixel images, much too low resolution to see anything, but certainly confirming their claim the damage was pre-existing is false - Refuse to provide original full resolution images despite multiple requests - Latest excuse I was gone 15 minutes and could have caused the damage during this time. Clearly a false assertion given I emailed them within 8 minutes and was in their office within 3 minutes of leaving. - I feel by refusing to provide CCTV footage and full resolution photos they are obstructing my ability to prove they caused the damage   The damaged panel tore off at 30mph while trying to go to have it looked at, luckily no other vehicle was damaged, in hindsight I should have driven with the panel being damaged. But this proves the damage is very unlikely to have been pre-existing as the van couldn't be driven.   So I intend to pursue through the small claims court. My questions are:   - I can't afford to fix the van right now and as it is cosmetic, I can still use it without fixing the panel. Can I get a quote from Renault and claim on MCOL for the value of the repair? - Although I was gone only 3 minutes and drove 50 metres from NSL yard directly to NSL office, I did still take the vehicle before reporting the damage, this was due to the panel being pushed into place (but not secured) and therefore not visible until the vehicle was moved. Will this work against me when making a claim? - Does their repeated lying (first claiming it was pre-existing, then falsely claiming I was gone 15 minutes and could have caused the damage then) work against them? - Does withholding CCTV where I was the only non-high vis person on-site on the basis I was not "identifiable" work against them (clearly I was identifiable, I was the guy without high vis on) - Does failure to produce any original images, just very compressed images of the van before and after towing, work against them?   How strong a case do people think I may have?   I have exhausted their complaints process.   Thanks in advance for any thoughts on this.
    • I have recently managed to get rid of some historical debt as it became statute barred and thought I had gotten rid of old debt. However, I have received a letter from a firm of Solicitors chasing the recovery of fees for a timeshare we bought in 2010 privately from the previous owner. We have visited it once and paid fees once in 2011. I have not communicated with them or paid anything since 2011   As far as I am aware, I haven't received any communication from the Timeshare company or the representatives for probably 5 or 6 years. The total debt is £3670.    Is this type of debt subject to the same rules as any other debt, i.e. a default has to be issued 3 months after last payment becomes overdue can it be statute barred or am I going to have to pay it as it is timeshare rather than a traditional debt.   I still have the timeshare but am now actively looking to get rid of it.   Thank you. 
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janis6670

sequesrtation council tax arrears

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I have received a recorded delivery letter telling me that my council has applied for sequestration over my arrears. They are looking for an agreement to be in place and can only accept payment by bankers draft due to money laundering rules. I have only started trying to get my finances in order and this has hit me like a ton of bricks. What can I do ? can anyone help please.

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who have you received the letter from?

 

have you receive a charge for payment?


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the letter is from mlm insolvency. a livingston address and also a registered office in glasgow. i did receive a charge for payment delivered by sheriff officers in october

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and i take it you didn't do anything about the charge for payment?

 

can you make and offer of payment?


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no I didn`t. Head in the sand time!! I can make an offer but it won`t be substantial.

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I i think they would rather you pay something than get nothing.

 

I would send theman offer of payment and to help, make up your own income and expenditure sheet to go along with it

 

ida x


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Ive been in ct arrears for a long time, ignored mostly, usual letters from their enforcers.

Thankfully ive never recieved seq notices at all or a charge or sheriff officers.

 

I contacted the council personally and set up a very generous repayment schedule. Well not generous but it got them off my back. I have a payment card i pay into weekly.

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I have just arranged to pay off council tax arrears with sheriff officers at £60 per month. They also said something about my ex having to set up a separate payment arrangement. He does not live here any more and although I know we were jointly responsible for the arrears, i dont want him involved any more as my life will not be worth living if he discovers any thing about the arrears. Everything else financial was completely separate for a number of years. Can I take complete responsibilty and cut him out of my life?

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As the debt is joint and several, I would suggest that he cannot be completely cut out the picture, nevertheless it is not up to you to provide information to Sheriff officers . If they want to pursue your ex, it is up to them to do the chasing without any involvement from you.

 

This tactic sounds like Walker Love on the telephone, would I be correct.

Edited by Crocdoc

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No it is Alex M adamson. The point is that for my safety I do not want any approach to be made to him.

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You cannot stop them approaching him I'm afraid. The only gauranteed way to do that would to pay the arrears in full so there would be no contact needed.


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I have been in reciept of a discount of my CT this year. 25% single person as my daughter is on JSA. I got a letter from the "verification team" of my local council advising that they intend to visit my property next week to confirm that I am eligible. They expect me to produce evidence of income and other ID. Whats all this about? I provided all this when I applied and was granted the discount.Are they allowed to visit at a time that doesnt suit. All they have given me is a date. No time or even time slot. I work full time

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Hiya,

 

I have had one of these 'visits' - it is just a verification process where they will take copies of your paperwork - if the day does not suit call them up and they can arrange another day with a timeslot for you

 

Ida x


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