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    • Hi. I have received the SAR today. Looks like they did send a default notice, looking at it neither me or my husband remember ever seeing the letter. However, I know we cannot prove this like they can and have.... I guess there is nothing more I can do?  Thanks for all your help 
    • Dx thank you so much for all of your help this year you really are an angel you are a credit to this site and I’m sure 1000’s more would agree with me in saying that you are a perfect example of why nobody should lose hope in humanity the way society is starting to look today. I really can’t find the words to express my gratitude for your gumption. I really can’t apart from say thank you from the bottom of my heart. 
    • In terms of the result, in hindsight, I think that the manifesto possibly went too far.  I think nationalisation of utilities, railways and royal mail is a good thing due to the fact privatisation sucks money out of the system, and things end up being paid for several times over.   I'm not sure nationalisation of BT was such a good thing.  Our network is pretty rubbish and leaving infrastructure projects to private companies is incoherent and inefficient, but that might have been a step too far.   I disagree it's all Corbyn's fault because the Tory's campaigned on a very simple message - "get brexit done".  In effect, their manifesto was very basic, and labour haemorrhaged leave voting labour voters so desperately tired of the process.  There was a hell of a lot of anti Corbyn propaganda from the word go.   I said after the referendum that the Tory's would be screwed because they wouldn't be able to deliver on any of the promises made, and for a long time it looked like that would be the case.  However, I never took into consideration the effect of Boris Johnson would have because he's a very good salesman... I would bet my life on us having a deal by the end of next year, and whatever we're left with will be championed as a massive success... I'm sick of it all if I'm honest.  I've had people banging on about remainers can all shit up now, they lost etc, as if they'd won the lottery.  But when I look at it, it was all still based on nonsense and misinformation, so I think we've all lost.   We're now left with a Tory government that has a huge majority so that they can push through anything they like.  Where's the democracy there?  Leavers wanted more democracy, but Johnson having played a blinder, has secured less democracy and conviced them they're all winners.  Coupled with their promise to "renegotiate the relationship between parliament and the courts" I'm concerned all these leave voters aren't really thinking clearly.  I've also said all along that brexit was about the elite in our country having more overall control, and now they have it.  They've even convinced working class labour voters that it's in their interest.  How did this happen?
    • Hi  Received another scrawled letter this morning ,    just to to inform you that I am still waiting for further instructions from the court.    Please would you you provide me with a copy of my letter, where you have stated In your letter to me , dated 29th November 2019 ,  that my recent letter states I do not wish for you to instruct an expert or make an independent report on our behalf?    You also state that in my letter I also do not want your input in the Instructions letter to the expert.  Please forward a copy of my letter stating this to you.    Please forward where the judge states that I had to forward a written draft letter to you, with the instructions for the expert? Also where it states I needed to send you a copy for you to check to see if it’s appropriate.    Please would you send me the copy of my letter, sent to yourself, where you state , I have written all the above instructions to yourself .    Guessing she’s not kept a copy of the letters she has sent me. Oh dear!     
    • How many more times!!!  It was a global recession!!  Seriously, I feel like I'm in a cuckoo clock.  Answer honestly, surely if the country had been bankrupted the price of food would have shot up and we wouldn't have been able to draw any money out from a cash point?  These things are what I would expect if we had gone under as a country.
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Quidco Problem & Virgin Trains

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I recently took up an offer on quidco regarding Virgin trains. The deal stipulated that every tick purchased would result in £5 cash being generated in your quidco account. So over the xmas period I decided to use the train instead of driving purely on the basis of this offer. Rather cheekily the cost of the tickets was £5 so infact buying them and getting the cash back would result in the tickets becoming free.

Ideal way of trying it out for the 2 weeks and a perfect incentive to see if it was worth my while doing it this way. So I bought them and they have arrived.


Now here lies the problem, Quidco did in fact credit my account for each of the tickets purchased over that period with £5 per ticket. The tickets arrived and that was that, so I thought. Upon looking @ Quidco I find them have rescinded the previous offer and nullified all the earnings from this offer. Now putting me out of pocket of £50 for the tickets.


The reason I purchased these tickets was because of the offer, now knowing the offer wasnt going to be upheld or honored I would have been reluctant to use this method of transport and feel slightly cheated into buying the tickets.


If there not honoring there end of the offer then what would be my options in regard to getting a refund as the only reason I purchased the tickets was because of the offer.

(btw on Virgins website they state that if you want a refund you have to pay a fee of £10 per ticket)


Cheers in advance

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Having watched other stories about non-payment of cashback through Quidco unfold, I am certain that there is no comeback if your cashback is not validated or declined.


The offer of cashback is not part of the 'contract' you have had (in this case) with Virgin trains. Cashback is an incentive but is never a guaranteed component of a transaction with a merchant who offers cashback through Quidco. Better put, it's a bonus that is subject to availability. They do state that they promise to give you 100% of the cashback that you earn (minus the £5 annual membership deduction) but they cannot guarantee that a retailer will pay the cashback to them (for them to pass on to you).


Have you raised a 'ticket' with Qudico regarding the declined payments? They quote that they will look in to all disputes and raise them with the vendor / merchant but again cannot guarantee to reverse / reinstate declined cashback.


I recently had £10.50 cashback due from an on-line purchase declined. I was a bit ticked off but not a lot I could do so just wrote it off. Like I put it above, it's a bonus not an entitlement. On the other hand I have just had £150 cashback from Sky validated and £50 from o2 - and would have hit the roof if these had been declined, but thankfully they're due to be paid the end of this month.


Good luck if you do decide to pursue this.


EDIT: From their website:

We will not be liable to you or anyone else, whether in contract, tort (including negligence, breach of statutory duty or other tort) or otherwise:

  1. for any loss of revenue, business, anticipated savings or profits


Edited by GreatWonder

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I've just missed out on £30 of cashback due to six Virgin Trains transactions being declined. This feels like some form of deception to me as I would not have bought my tickets through Virgin Trains if it were not for the Quidco offer...


I can't help feeling Quidco have more liability than they would like you to believe. Would this fall under false advertising or something similar?

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Seems this is quite rife.

I took out my car insurance by clicking through Captain Cash News of the World cashback site.This was in February 2009 following an offer from More Than Insurance.The cash back was showing as pending for weeks,but was not released.I contacted NOW who asked lots of questions and said they were dealing.My concern was that the time limit for seeking the credit was approaching.

weeks followed with 5 more emails telling me they could only think that I had not clicked through their site for this (even though it was showing as pending for weeks)...

I have sent NOW a letter advising them that their website was instrumental to me choosing to go through them for the insurance after seeing the £45 cashback.

They maintain that they cannot be held responsible for a supplier/service provider not releasing payment,and cite their terms and conditions bla bla bla.

I am not leaving it at that,I am looking into it further.

We need to get some clarity on these things.:mad:

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