Jump to content


edstraeker

edstraeker and Ruthbridge

style="text-align:center;"> Please note that this topic has not had any new posts for the last 3631 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

ruthbrigde are trying it on with me first letter was adressed to occupier second one was addressed to me neither one states how much is suppossed to be owed or when the debt is actually from i havent contacted them what should i do?

Share this post


Link to post
Share on other sites

Hi Ed....welcome to the CAG forums...Ruthbridge are well known for chasing debts that are statute barred. i.e. You haven't made a payment towards the debt in at least 6 years or acknowledged it in wiritng. (5 years in Scotland)....Have you checked your credit files ?

 

You could possibly send them this - http://www.consumerforums.com/resources/templates-library/86-debt-collectors/573-general-debt-letter-if-you-know-nothing-of-the-debt and send it recorded delivery...

  • Haha 1

PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

Share this post


Link to post
Share on other sites

Hi,

How can you respond when you don't know what it's about. It may be that Ruthbridge are phishing for someone with a similar name so until they actually write and say what the debt is all about, I would ignore them but as advised check your credit file as they may have put something on there.


If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Share this post


Link to post
Share on other sites

at this point you ignore them the next letter will say what the debt is supposed to be if their computer is still programed the same way

Share this post


Link to post
Share on other sites

That letter will contain all sorts of threats about the legal action they will take. They won't, all the threats are complete bowlarks. Ignore the letter and then they'll threaten you with bankruptcy. Even more bovine waste matter. Ignoring Ruthbridge, indeed simply laughing at their stupid atics, means its only them who are wasting time and money

Share this post


Link to post
Share on other sites

Ruthbridge are quite easy to see off, as stated I would just simply ignore them. They will probably write 2 or 3 times threatening allsorts then give up when they know there threats are'nt working.

 

jb000

Share this post


Link to post
Share on other sites

thanks for the advice its just so annoying that a firm can just demand money from someone i wish i could retaliate in some way and hopefully get people like that closed down

Share this post


Link to post
Share on other sites
thanks for the advice its just so annoying that a firm can just demand money from someone i wish i could retaliate in some way and hopefully get people like that closed down

 

Writing to "the occupier" is a bit of a no no.

 

You should check your credit file in case any adverse information (including searches) is on there.

Share this post


Link to post
Share on other sites

Of course, really, by discussing what to do and getting annoyed we all play into their hands. This verbiage is designed purely to try and get a reaction and response.

Share this post


Link to post
Share on other sites
Of course, really, by discussing what to do and getting annoyed we all play into their hands. This verbiage is designed purely to try and get a reaction and response.

 

Yes but the response should be to make complaints to all of the relevant regulatory bodies when these organisations break the law or the rules. Consumer activism of the sort seen on CAG is extremely healthy particularly when those organisations that are supposed to protect members of the public don't do what they're supposed to do.

Share this post


Link to post
Share on other sites
Yes but the response should be to make complaints to all of the relevant regulatory bodies when these organisations break the law or the rules. Consumer activism of the sort seen on CAG is extremely healthy particularly when those organisations that are supposed to protect members of the public don't do what they're supposed to do.

 

agreed 100%

Share this post


Link to post
Share on other sites

Also getting lovely letters from these people just sending details to OFT and Trading standards as failing to respond nicely to my requests that I actually owe any money and are threatening all sorts but strangely all letters are without prejudice. I know I do not owe anything in the last 9 years as was not in UK and have only 1 credit card with up to date payment. Just follow the advice the good people here give , I am looking at it as a challenge as to when I can get them to stop sending letters.

Share this post


Link to post
Share on other sites

aye the advice is very good but it doesnt stop you worrying that there will be a knock at the door and a brainless idiot demanding money that i do not owe

Share this post


Link to post
Share on other sites
Also getting lovely letters from these people just sending details to OFT and Trading standards as failing to respond nicely to my requests that I actually owe any money and are threatening all sorts but strangely all letters are without prejudice. I know I do not owe anything in the last 9 years as was not in UK and have only 1 credit card with up to date payment. Just follow the advice the good people here give , I am looking at it as a challenge as to when I can get them to stop sending letters.

 

 

just be careful they dont pee on your credit file and mess up your current credit card. - I'm currently wearing that t-shirt.... We write to advise we have reduced you limit to 50p.

 

Strongly advise you put them to sleep with a statute barred letter as soon as. These muppets pee on cra files for fun

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...