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Capitol 1 exccesive charges

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I had a capitol 1 account for about 10 or more years, i have since closed that account the closing balance was about £4,000 which i paid in full that was about last july 2009.


I have read that ppi which i paid on the account was illegal, also late payment charges and interest rate hikes with out a new agreement were also illegal.


What i would like to know is can i get CAP1 to go back 10 years so that i can claim back any unfair or excessive charges which may have been levied.


Thanks Vinty.

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Hi, Vinty.


Claim back as far as you can, you'll have to SAR Cap1, they should give you everything they have on you.


Regarding the PPI, there is Forum for this, start a new thread in there.






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