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allswell

Just a question out of curiosity.

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I wonder if someone can answer this question as I have tried asking the CRA and they didnt have an answer.

If a debt is statute barred in Scotland after 5 years, why does it stay on your credit file for 6 years? Statute Barred in England and Wales is 6 Years and comes off your credit file after 6 years. Just curious

Allswell

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cauees your cra files are not based on your debt. it is based on the processing of your data of your debts/credits


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