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welcome---- need help


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Is your bank avoiding its debts

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Cagger since : Dec 2008

Posts: 12

 

Re: Please help me-Long posting re: Welcome Finance Loan Agreement

sorry to put this in the wrong place, but new to this and don't know how to start. i think i urgently need postggj's help, or anyones for that matter. have contacted fos, but from what i've read i dont hold much hope. need help checking my agreement, interest rates, payments etc. nothing tallies at all. from what i can figure out the apr on my agreement doesn't match what they have been charging me, plus loads of other stuff. please help

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mortage indemnity fee on a secured loan below 25k

 

this is a 2004 agreement

 

i cant believe no one has challenged this

 

look at the interest rate quoted

 

holy cow

 

interest at 1.8 per month gives an apr of 21.6

 

NOT 31.6

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yes, stopped paying them about 3 months ago when we first suspected it, have notified fos, but reading other threads, i have no faith in them now. when i first mentioned it to welcome about the interest being wrong they told me not to worry. in 2007 they reduced our rate to 21.6%, then a month later to 15.6%, thats when it seemed odd

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Covering There Backs

 

The Apr Is A Perscribed Term

 

 

Give Me A Few Days As Ime Up To My Eyeballs At The Moment In Letter Writing

 

Its Good Riddence Welcome And I Can Say That With 100 %

 

Lets Get All Your Money Back Shall We

 

By The Way

 

The Original Amount Loaned Will Now Be Classed As A Gift

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