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Theft or Fraud

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If A Court says that a Mortgage Company has over charged you and orders that Mortgage company to pay the money back are the original chrges Fraud by the mortgage company or theft by the mortgage company or what

 

If you then have to pay the mortgage companys costs for that hearing as ordered by the Judge which proved that they had over charged you is that fair

we are talking in ten's of thousands of pounds here

 

Where is the redress

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