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PeteT

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Hi,

 

 

I have a quick couple of questions. I understand that you can not have 2 defaults for a single debt, but what if a company defaults you (assume correctly for now) and then sell the debt to a DCA. They subsequently mark the default as satisfied and then the DCA adds another default?

 

a) Can they add another default if the first is still present, or does it not matter as it's shown as satified

 

b) Can they add a default without another default notice?

 

 

Thanks

 

 

Pete

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seeing as the cra and the dca's go hand in glove nothing surprises me

a, if one is satisfied then i suppose the second default is added by dca

b, again dca's seem to be a law unto themselves, if the debt is not actually yours then you do have a case to have them remove it.. if its just a case of unenforceable cca then that makes it a bit more difficult

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