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March For A Fair Financial System.


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Screw the Supreme Court, screw the banks, screw the government, screw the OFT test case. WE need to decide what WE want and DEMAND it. We need a mass march - well organised and peaceful of course - fixed for next year to tell them we aren't going to stand for this bull****. Who's in?

 

 

The solution to all this simple. Getting the solution is the problem! Unauthorised overdrafts need to be outlawed completely. No bank should allow any customer to go into an unauthorised overdraft! If a customer goes into an overdraft through a guaranteed cheque or Switch card payment etc., then the overdrawn amount should ONLY be treated as an authorised overdraft! If a bank wants to deny authorised overdrafts to certain customers they need to simply deny the customer the ability to do this by terminating their Switch card and not issuing new cheque books that are associated with such cards or not issuing them in the first place! All authorised overdrafts should only be subject to a rate of interest and no charges! There needs to be regulation on the cap of such an interest rate. THAT'S ALL FAIR. IT ISN'T HARD. HOWEVER, WE ARE BEING RULED BY BENT CROOKS!

 

That's for starters!

Edited by renegotiation

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Screw the Supreme Court, screw the banks, screw the government, screw the OFT test case.

 

The Supreme Court has not decided what you think it's decided.

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Never give in ... Never yield to force; never yield to the apparently overwhelming might of the enemy. Churchill, 1941

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Screw the Supreme Court, screw the banks, screw the government, screw the OFT test case. WE need to decide what WE want and DEMAND it. We need a mass march - well organised and peaceful of course - fixed for next year to tell them we aren't going to stand for this bull****. Who's in?

 

Me:D

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MBNA 1 PPI - Refunded

 

MBNA 2 Charges - Refunded inc 8%

 

MBNA 2 PPI - Refunded

 

MBNA 2 Accident Ins - Refunded

 

Swift Advances (settled) Mortgage Charges -Partially refunded

 

Swift Advances (settled) Mortgage PPI - Refunded inc CI & 8%

 

Sainsburys (settled) Loan PPI - Refunded inc CI +8%

 

Sainsburys (closed) Card Charges - Refunded inc CI + 8%

 

M&S Money (closed) Card Charges - Refunded inc CI

 

M&S Money (closed) Card PPI - Refunded inc 8%

 

Direct Line (settled) Loan PPI - Refunded inc CI + 8%

 

Debenhams Card (closed) PPI - Refunded inc 8%

 

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The Supreme Court has not decided what you think it's decided.

 

No, I fully understand what they have decided.

 

 

Me:D

 

We can hire out a tandem mate. :)

Edited by renegotiation

What sort of world do you want your kids to grow up in?

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We can hire out a tandem mate. :)

 

LOL:lol: Not sure if Mr Landy would approve of me sharing a tandem with a strange man (or frog for that matter!) though - not saying you're strange!

 

Thing is there's all these people supposedly owed millions by the banks, yet the good old Brits won't take to the streets like the other European countries would in a similar situation. We did it for the poll tax (well not me personally) so why not for bank charges?

LTSB PPI on various loans (current/settled) - Refunded inc 8%

 

MBNA 1 Charges - Refunded inc CI

 

MBNA 1 PPI - Refunded

 

MBNA 2 Charges - Refunded inc 8%

 

MBNA 2 PPI - Refunded

 

MBNA 2 Accident Ins - Refunded

 

Swift Advances (settled) Mortgage Charges -Partially refunded

 

Swift Advances (settled) Mortgage PPI - Refunded inc CI & 8%

 

Sainsburys (settled) Loan PPI - Refunded inc CI +8%

 

Sainsburys (closed) Card Charges - Refunded inc CI + 8%

 

M&S Money (closed) Card Charges - Refunded inc CI

 

M&S Money (closed) Card PPI - Refunded inc 8%

 

Direct Line (settled) Loan PPI - Refunded inc CI + 8%

 

Debenhams Card (closed) PPI - Refunded inc 8%

 

Swift Mortgage Charges -Refunded

 

Hitachi Finance (closed) Charges - Refunded

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No, I fully understand what they have decided.

 

In that case, you'll understand the implications of paragraphs 1, 19, 47, 51 and 59 of the judgment, then.

HSBCLloyds TSBcontractual interestNew Tax Creditscoming for you?NTL/Virgin Media

 

Never give in ... Never yield to force; never yield to the apparently overwhelming might of the enemy. Churchill, 1941

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LOL:lol: Not sure if Mr Landy would approve of me sharing a tandem with a strange man (or frog for that matter!) though - not saying you're strange!

 

Thing is there's all these people supposedly owed millions by the banks, yet the good old Brits won't take to the streets like the other European countries would in a similar situation. We did it for the poll tax (well not me personally) so why not for bank charges?

 

Oh what the hell. You and Mr. Landy can have the tandem and i'll run along behind with my trousers falling down. Just like how Galahad's slave ran behind the horse. British society has been dumbed down a lot since the Poll Tax demonstrations, not that I want to see anything like that. People, on the whole, feel more downtrodden, powerless and despondent too. Our country is largely controlled by unelected crooks and has gone right down the toilet. I feel like i'm suffocating in manure. We need to get a thorough list of demands on a petition and peacefully rise up together.

 

 

In that case, you'll understand the implications of paragraphs 1, 19, 47, 51 and 59 of the judgment, then.

 

I understand what they judged on and that the judgement was BENT. It's not hard really.

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I understand what they judged on and that the judgement was BENT. It's not hard really.

 

That answers my question then. You definitely haven't understood the judgment. All that was decided was that Regulation 6(2) does not apply. They have explicitly NOT decided that the banks' charges are fair.

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Never give in ... Never yield to force; never yield to the apparently overwhelming might of the enemy. Churchill, 1941

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Oh, where did I say that they had? Bizarre... :confused:

 

I'm hoping you have a more suitable basis for saying the judgment was "bent" than "the OFT lost". The banks did not get their way - they wanted a declaration that their fees were a commercial matter and were entirely fair and proper, the Court said no.

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Never give in ... Never yield to force; never yield to the apparently overwhelming might of the enemy. Churchill, 1941

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I'm hoping you have a more suitable basis for saying the judgment was "bent" than "the OFT lost".

 

Nope, the OFT case was sound and it certainly is my basis for calling the judgement BENT. It's called a corrupt Establishment. Anyone with an ounce of common sense should be able to figure that one out. If you think that was an unbiased judgement you are in Cloud Cuckoo Land i'm sorry to say.

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Nope, the OFT case was sound and it certainly is my basis for calling the judgement BENT.

 

The OFT case was not sound. The banks believed they had an objection under Regulation 6, the court agreed. Not much more to it than that. The OFT have emptied one cartridge, and they've still got another crate of them left.

HSBCLloyds TSBcontractual interestNew Tax Creditscoming for you?NTL/Virgin Media

 

Never give in ... Never yield to force; never yield to the apparently overwhelming might of the enemy. Churchill, 1941

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The OFT case was not sound. The banks believed they had an objection under Regulation 6, the court agreed. Not much more to it than that. The OFT have emptied one cartridge, and they've still got another crate of them left.

 

Well, I completely disagree with you. I maintain that the OFT case was sound and that the Supreme Court is BENT. Not much more to it than that.

What sort of world do you want your kids to grow up in?

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LMAO. That call to action went well then. Landy and I on a bicycle made for two. They will be quaking in their boots at Westminster. No wonder this country is in such a mess. When we are all completely enslaved, which I seriously believe we will be, we will only have ourselves to blame. No hard feelings though folks. I acknowledge that it's hard to stand up and be counted after having our noses rubbed in the dirt for so long.

 

Brian Gerrish - 'When members of the House Of Lords get caught taking massive bribes and largely get away with an apology you know something is seriously wrong!' :(:(:(

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I'm in too

 

Its time for peaceful protest outside Westminster. Im fed up with this country shafting us everywhere we turn.

 

Its not just the Banks every service provider is at it.

 

PF

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

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R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

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I was furious this morning but now its looking as though all is not lost ... I think the next few days will bring more clarity.

 

But yes, would march. And I'm hoping people will be so fed up about the way the finance industry as a whole has treated us in the last 10 years or so that reaction will be as bad as to Poll Tax.

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I'm in as well. It's about time we the oppressed British public stand up for our rights for once.

 

(Now, I can't afford train tickets as the bank charges have crippled me so if we could make the march somewhere in Dorset and not too far from my house as I can't afford a long trip, thanks in advance)

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(Now, I can't afford train tickets as the bank charges have crippled me so if we could make the march somewhere in Dorset and not too far from my house as I can't afford a long trip, thanks in advance)

 

LOL That would get central London's attention.

 

PF

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

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Ok so it will cost us a train ticket to waterloo station, but I for one think that will be worth it.

 

Lets not also forget the fun element meeting fellow caggers and coming together to stand up to what is right.

 

PF

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

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Cheers for more of you standing up! Site team, I know some of you will be reading this. If, and I mean 'if', it transpires that we are getting royally rogered on this, then I formally ask you to organise a mass march for next year. We need to hook up with as many other sites as possible. Personally I wish to march for anything given to us less than in my opening post, because that's what I think is right. The banks have got so far though, that we are actually debating what would be a fair charge! I am using my voice to demand no unauthorised overdrafts whatsoever and no charges on authorised overddrafts whatsoever. I know not everyone will take an extreme a view as I, but i'm sure we can come to some consensus! I guess they may come and arrest me for being a 'terrorist' soon. How can I have such deviant thoughts about a peaceful march and a fair financial system?! I mean just look at my signature... :eek::eek::eek:

 

P.S. Keep adding your support to this thread people!

Edited by renegotiation

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Well Gordon Brown and all his cronies are out of touch with the general public he is hell bent on side stepping every issue instead of taking the bull by the horns.

 

they need to know just how we feel and the only way is a peaceful march forget writing to them as it all goes un-noticed.

 

Ms Lumley did a great job with the Gurkhas now its our turn.

 

PF

If I have been of help to you please feel free to click my scales to the left Thanks.:)

I have no legal training and the advice I offer is what I have learnt here and offered as a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

 

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 

CARTER V Co-Op

BANK CHARGES

REFUNDED £3567

 

POMPEYFAITH V Co-Op PPI

OFFER MADE BUT REFUSED

ONGOING AND STILL ONGOING

NOW WITH THE OMBUDSMAN

 

R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

 

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Hi everyone:)

 

Glad to see its not going to be just Renegotiation, Mr Landy and me after all, LOL!

 

Hopefully a lot more people will join the ranks and the site team might organise something as Renegotiation suggested earlier:D

 

Landy x

LTSB PPI on various loans (current/settled) - Refunded inc 8%

 

MBNA 1 Charges - Refunded inc CI

 

MBNA 1 PPI - Refunded

 

MBNA 2 Charges - Refunded inc 8%

 

MBNA 2 PPI - Refunded

 

MBNA 2 Accident Ins - Refunded

 

Swift Advances (settled) Mortgage Charges -Partially refunded

 

Swift Advances (settled) Mortgage PPI - Refunded inc CI & 8%

 

Sainsburys (settled) Loan PPI - Refunded inc CI +8%

 

Sainsburys (closed) Card Charges - Refunded inc CI + 8%

 

M&S Money (closed) Card Charges - Refunded inc CI

 

M&S Money (closed) Card PPI - Refunded inc 8%

 

Direct Line (settled) Loan PPI - Refunded inc CI + 8%

 

Debenhams Card (closed) PPI - Refunded inc 8%

 

Swift Mortgage Charges -Refunded

 

Hitachi Finance (closed) Charges - Refunded

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It would have even more impact if those who could organise a mass protest in London did so, and others organised as big a picket/rally in their nearest large town that they could afford to get to, making sure that the local media were informed, and tied into the national media.

 

This way, if you could have huge protest marches in every major city, and smaller ones or non-obstructive pickets in smaller towns (especially where banks are clustered together, or outside the local MP's consituency offices), you'd really get the message across.

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