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phil_nottingham

Large barclaycard debt (old)

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I had a very large barclaycard debt which totalled more then 25k, this was chased by many a DCA without success on thier part and most recently by leeds loosers Lowell.

 

Having advised them this was statue barred they have since written to me they have closed the account etc etc and the balance is now 0.00

 

Now my question is purely accadamic....

 

My original debt was on a credit card which had a high limit (14k) i managed to double the amount owed on it (this being a quirk of the direct debit system and the way payments were allocated when i had the card)

 

If the original agreement was regulated under the CCA etc and the debt then went above 25k would it still be regulated as such or would that no longer apply?

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I am pretty sure it would still be a regulated one....


PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

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