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wookie1982

Philips Collection Services

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Hi all I am a new member and would like to start by congratulating contributors for the stellar work they do on this forum.

 

In october 2008 i received a letter from Lowell Portfolio requesting payment of an outstanding payment owing to 3 mobile dating back to 2005 for £30.83. Having no recolection of any oustanding payment i chose to ignore the letter and have continued to do so despite several letters from Lowell and their affliates (Red Debt Collection Agency and Mackenzie Hall). In that time Lowell have made 3 separate searches on my credit file.

 

Earlier this month i received a letter from Philips Collection Services who say that they are collecting on behalf of Lowell. The fact they are bailiffs has me concerned and I am considering settling the debt but wanted to clarify if doing so constitutes an admission of owing the debt? If yes does this mean that Lowell will/can enter a default on my name (the fact that it would be 'satisfied' would be of no comfort)

 

Any advice would be greatly appreciated.

 

Many Thanks

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there are two philips, you will have the DCA one after you.

 

there is NO WAY it can be bailiffs as its not been to court

 

ignore them totally.

 

you are just on a phishing list

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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I Had a similar situation with Lowell's but sent them and their guises the standard letters demanding proof. It got as far as the buy-back offer that Lowell like to use which was disregarded. Then Philips came on the scene - just sent them the bemused letter/in dispute with Lowell's. Will just wait & see.

 

K

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Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Hi Wookie, you shouldnt be having any problems with the link:confused: were you logged in properly when you tried to access it ?

 

You could a) copy and paste the link into your browser.. sometimes that works.

 

I am sending you a pm. That is a private message, scroll to the top of the page, on the right hand side you will see Welcome wookie1982

 

There should be a the figure 1 Your Notifications. :D

Edited by citizenB

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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