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CCA Advice


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Please can someone give me some advice regarding a CCA request.


Can a bank, after receiving a CCA request, put the £1 toward an alleged debt? The bank says that the original CCA does not exist due to the length of time. Surely the £1 should be sent back and not just applied to the alleged debt! If I am right regarding this then does anyone know of laws etc that should prevent a bank from doing this?


Many thanks in advance

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well no not as such. its only £1!


but have i lost the plot here?


if they are saying that due to length of time, that your CCA does not exist & the fact that they must keep records for atleast 6yrs, this surely make the A/C unenforceable and p'haps statute barred, so why did you ask for the cca?





please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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