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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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Went for a new job and found out I've got 2 ccj's from 2005 :o(


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Hey Everyone,

 

I've been a lurker on here for a while now but I've just gone for a new job in the finance industry (I've worked in it for some time now sorry!) and HR have told me I have 2 CCJ's on my record. How do I find out what they are and who I allegedly owe money too please? This is the first I've heard about them and of course I can't have my new job if I have CCJ's. I'm sick with worry. Please help.

 

"

During our preliminary searches we located details of two undisclosed unsatisfied judgments registered against the candidate. Details of these records have been listed below for your reference;

 

 

Public Records 1

 

Name:

 

Address:

 

Date: 01/2005

 

Court Name: Romford

 

Amount: £

 

Case Number:

 

Type: Judgment

 

 

Public Records 2

Name:

 

Address:

 

Date: 09/2005

 

Court Name: Northampton County Court

 

Amount: £

 

Case Number: Type: Judgment

 

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You can check online at CCJs, court orders & fines - Search yourself and others - Trust Online which will cost £8.

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

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OK, I've just gone on that site, it cost me £30 to check them all and I've got the same information that's above, 2 judgements against me 1 in Romford and 1 in Northampton.

 

How do I find out who they are from please? I'm quite worried as one of them is for a lot of money and I seriously know nothing about this!

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Contact the courts and give the judgement reference no's and ask for copies.

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

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Incidentally you can apply to get these set-aside as you did not have the opportunity to defend. Have you moved addresses since 2004 or before?

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

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17 Port & Maritime Regiment RCT

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You can call your local court, they'll provide the info.

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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No, I've lived at my present address since 2002 but around the time of these judgements I had "a lot going on" in my life! lol! Basically, I ended up in rehab and had to deal with some of the physical consequences of that (I've kind of given myself a shorter shelf life that I would have had but with the correct medication I should live for another 15 to 20 years (I'm mid 30's.)) and was in total meltdown at that time, I actually lived at my friends house for nearly the whole of 2005 whilst I learnt how to live life on lifes terms again.

 

Needless to say, I'm not after sympathy and just for today my life's much much better, but I'd really like to get this job and this has really floored me.

 

Thanks again for your help, how would I go about getting them "set aside"?

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I've moved your thread to the Legal Forum for the legal wallahs to assist you in getting these set-aside. ;)

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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Have a read through Removal of CCJ's - Main Menu

Anthrax alert at debt collectors caused by box of doughnuts

 

Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.

 

Vir prudens non contra ventum mingit

 

[sIGPIC][/sIGPIC]

17 Port & Maritime Regiment RCT

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A couple more links.

 

Setting Aside a CCJ -

 

A Guide To Setting Aside CCJ's You Never Received

 

Applying for a Set-aside

 

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