Jump to content


Crisis Loan for washing machine and tumble dryer?


Please note that this topic has not had any new posts for the last 3969 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Am I entitled to a crisis loan for a washing machine and tumble dryer if I am 35 weeks pregnant and need them to wash/dry my baby's clothes in the winter months?

 

I cannot get a budgeting loan as I claim Incapacity Benefit. Any help will be much appreciated.

Link to post
Share on other sites

Best thing to do is get hold of an application form. But i don't think this would be classed as a crisis. (I know how bad it sounds, my partner was 32 weeks pregnant when we applied for a Community Care Grant, you can get one of these if you have been on most benefits for more than 26 weeks and you can claim for household items up to the value of £1500, with reasons for why you need them)

 

Did you get your health in pregnancy and the other pregnancy grant?

 

£150ish and £500 one at 25ish weeks and one at 31?

 

Hope this helps.

Link to post
Share on other sites

No-one is automatically entitled to a Crisis Loan, as they are part of the discretionary Social Fund Scheme.

 

However, they will take into account that you are not on a qualifying benefit for the purposes of a budgeting loan.

 

Just to highlight the above - a Community Care Grant is not restricted by the length of time you have been in receipt of benefit, this applies to a budgeting loan only, and as the CCG is a grant, it does not fall within the £1500.00 limit of total Social Fund debt.

My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

forum rules to advise via private message, therefore pm's requesting private advice will not receive a response.

(exceptions for prior authorisation)

 

 

 

 

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...