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Cabot/Mortimer claimform - old EGG card debt


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send them a CCA request

 

tell the history of the debt please

 

is this on your credit file.

 

so cabot are chasing a debt for another DCA [prime credit 1 sarl. ]

 

I would suspect that apex prime credit 1 sarl. have sold the debt to cabot.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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If you know nothing of the debt, then the 'Prove it letter' would be your best bet.

 

However, have you checked your credit files and does this show on them at all?

 

What exactly, does the letter say?

Can you post up a copy?

 

Don't get into any letter tennis with them just yet, do some homework and check your files.

 

If you have never had this CC then it isn't you they're after and by responding to them, they will assume

that you're their intended victim.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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I got a letter aug 2014 saying caboot dealing with it, then letter today from solicitors.

 

had been paying egg on 2008 the they sold it to apeax,

 

 

did the sar stuff and it all went quiet then this rose its ugly head again

 

now I think they don't have the paperwork and the egg agreement was unenforceable.

 

 

Any ideas what to do next?

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So did they ever supply you with the CCA?

 

When did you last pay anything to anyone regarding this?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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threads merged for you

sory I forgot to look.

 

so the debts been sold on.

 

I'd get a CCa request off to cabot.

 

head them off at the pass.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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blank £1PO

don't sign anything

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...

Mortimer Clarke have now sent court claim form,

 

 

particulars of claims-- agreement between prime credit 1 sar and me on or around 15/1/2002

- PRC agreed to issue credit card upon terms and conditions set out herein

= in breach of agreement defendant has failed to make minimum payments due

and the ageemet was terminated.

 

 

The agreement was assigned to the claimant. The claimant therefore claims £2.5k

 

 

Help Please

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Name of claimant is – Cabot Financial (UK) Limited

 

Date of issue is 30/3/15

 

Claim is for

 

 

– By agreement between PRIME CREDIT 1 S.A.R L (PRC) and the Defendant on or around 5/1/02 (The agreement)

PRC agreed to issue the Defendant with a credit card upon the terms and conditions set out theirin,

in breach of the agreement the defendant failed to make minimum payments due and the agreement was terminated.

The agreement was assigned to the claimant.

The claimant therefore claims £2.5k

 

 

Claim is for £2.5 ish

 

Claim is for Credit Card

 

Agreement before 2007 (It was with EGG who sent it to Apex, I CCA'd them had no response about 4 or 5 years ago)

 

It has been purchased Original was Egg then Apex now Caboot

 

Only made aware it was assigned by letter from Caboot about 3 months ago

 

Cant remember default notice

 

Not been receiving statutory letters every year

 

Stopped paying as couldn't cope, marital split and she had ran up the debt I cant rember last payment but it was at least 5 or 6 years ago

Sent a CCA to Apex and never received reply

 

Informed EGG of marital split and they passed it onto Apex

 

I never signed anything with prime credit dunno who they are.

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not for cabot its not!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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PRIME CREDIT 1 S.A.R L (PRC) do not issue credit cards

they and upto prime credit 3 SARL are a Luxemburg address for various off shore dca's

like phoenix recoveries.

so the claim is a load of old bull!!

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I think the claim is too small to go for cpr.

Just acknowledge claim, and once 12 working days ( +2 for service ) since 16 March are over you can use this as defence. Furthermore deny there was an agreement with Prime Credit if you think it's wrong.

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create a user on mcol website

 

then log in with that

 

and with the details required from the claimform

 

ack the claim

defend all

leave juris unticked

 

get the CPR done.

 

 

not sure what catquest is on about.?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I think the claim is too small to go for cpr.

Just acknowledge claim, and once 12 working days ( +2 for service ) since 16 March are over you can use this as defence. Furthermore deny there was an agreement with Prime Credit if you think it's wrong.

 

 

you ideally do not file a defence until day 33 !!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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All done, ack done, cpr sent recorded delivery to solicitors - so sit back and wait till about day 30 to file defence about 30/4/15? To file a defence I just wait to see if anthing comes back? if nothing comes back then what - if it does see what it says and post on here?

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can I just confirm when you sent the last cca request to cabot?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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