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    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
    • It is extremely disappointing that you haven't told us anything about the result of the hearing. You came here at the very last minute and the regulars - all unpaid volunteers - sweated blood trying to get an acceptable Witness Statement prepared in an extremely short time. The least you could have done is tell us how the hearing went, information invaluable for future users. Evidently not.
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Vets demands


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My thoughts are that if they can justify the amount against a service or a product you have had then fine but its seems to me that they dont know exactly what its for so how can they expect you to pay.

 

I would ask them to be a bit more specific before you pay anything as you have paid you bill already.

 

Tread carefully though as you dont really want to fallout with them as you never know when you may need them.

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  • 3 weeks later...

Interesting this . When we moved house the boys (our cats) annual innoculations doubled in terms of costs, so I queried it. Vet showed me actual cost and it seems previous vets had made a big mistake.

 

Not sure of your issue as is edited.

 

But Vets charges do need to be looked at.

 

Am now getting suspicious of my vet as every time one of our pets goes in it seems to have an injection of something which is probably to cure something that they might be able to fight off in the first place. Suppose it's playing safe which I'm preparred to pay for like all of us.

 

Odd thing is that each time we visit he asks about financial situation, which is nice but makes you wonder.

 

I would say though he was exceptionally good with one of the bunnies who happened to meet with an accident at the same time as wifey's sister died.

 

So you never know.

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yup i know where u are all coming from i have just paid nearly £1000 for 4 x rays and 5 stitches 4 my collie who had an RTA with a car and she now needs specialist orthapedic treatment at a pet hospital 80Miles from me and they want £190 for a ct scan and £500 deposit if operation needed

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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i have pet insurance good job i do because they say if an op is needed that could cost thousands but what gets me is why can they not do a direct claim with petplan would be so much easier and save me having to find the money i have to ask do they really care or is the vet business profit driven too

Edited by pompeyfaith

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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Think I'd go back and query. Bunny had 6 X rays where I had to cover costs which was £25 and had to be put to sleep.But then it's down to the practicse. I have a very good relationship with them as was theier first customer and cat saw fit to explore unfinished consulting room and ended up stuck behind the wall. I'd go back and query it asking for a justification of the charge myself.

 

Where I'm a hard person of questionable parentage or not, I think a grand for this work is a bit over the top.

 

However, what price do you put on the pets?

 

Mine are treated like the a part of the familly as most people do so what do you do?

 

I value it with the boys as how long does the vet spend in relation to fixing them and their expertise. Afterall he's only a doctor working in the dark which I pay a premium for.

 

But a grand for his time and equipment is going over the top me thinks.

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Hi Pompey

I have had all my dogs in the past insured with Pet Plan. They were always willing to deal with the vet directly and then the vet me billed me for whatever the excess was. I think it is your vet who wants the money more quickly from you- although Pet Plan always paid out within a week or two.

 

Cassie x

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Hi PF

 

I'm surprised you had to pay upfront with a petplan policy - as far as I know most vets are happy to claim direct with Petplan. Mine do, although they only do that with two companies because there are now so many.

 

On fees, its does say in the pet insurance section that fees vary according to where you live in the country although insurance policies don't vary the amounts they pay out.

 

My vet is very fair with me. I've noticed he always charges less for my one uninsured cat than he does my insured cats.

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Bit pointless deleting the original post isn't it?

 

Hmm, does seem a bit odd. Not sure there is anything we can do. I dont recall what the content of the post was.. obviously something to do with Vet fees.

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Strange :confused:

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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It seems that he had another thread going as well as this-so will merge with this one.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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On second thoughts will leave it in the debt forums as it concerns payment demands for the above.

 

I wish people wouldnt do this-its just work that the team would be better doing elsewhere.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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