Jump to content


  • Tweets

  • Posts

    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance
    • I have now received my SAR. It includes a great deal of information! Is there a time limit on how long account information is kept and/or can be provided to debtors? I have received many account statements which were not previously sent to me. I remember that the creditor should provide explanations of any acronyms and abbreviations that maybe used in the documents. Is this still the case? Also what, if any, are the regulations in regard to adding fees to a debt? Can fees be added to a debt after the court has approved a charge on a property. Perhaps due to the numerous owners of the debt, many payments I made were not properly recorded on the account, some were entered over a year after the payment was made! Following the Legal Charge, I paid every month until my payments were refused. I am trying to compute the over payments, but the addition of fees etc. is confusing me. Any comments and/or help would be appreciated.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

£45M lotto winning is just peverse!


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5278 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

 

How would Uncle Tez - as a moral, principled member of society - spend the money? Booze, hookers and cocaine. Simultaneously.

 

I am truly shocked :eek:

 

No fags? Surely you would need a cigarette break from your exertions? :p

 

Anyway I am not commenting on their lucky win as I am still sulking cos it wasn't me :(:D

Link to post
Share on other sites

Lol Tez, what no solid gold toilet seat?

 

You are right tho, its a game of chance with the odds stacked astronomically against the individual, but, someone has to win and good luck to all that do. (although it really miffs me when someone wins a "life changing" sum of money and they put it in the bank, live in the same pre win house, drive the same pre win car and go to work at the same pre win job! It would be wasted on them!):mad:

Advice given is my opinion only, I am not a legal or financial expert (far from it).

Link to post
Share on other sites

Lol Tez, what no solid gold toilet seat?

 

You are right tho, its a game of chance with the odds stacked astronomically against the individual, but, someone has to win and good luck to all that do. (although it really miffs me when someone wins a "life changing" sum of money and they put it in the bank, live in the same pre win house, drive the same pre win car and go to work at the same pre win job! It would be wasted on them!):mad:

 

I'm sure the winners of the 91M will spend it.

 

I know I would. Bugatti Veyron here I come.

Link to post
Share on other sites

Lexis200,

 

You have my vote as next weeks winner.

 

Now on the subject of Lottery and Cag im sure there are many of us here that does the lottery every week so why dont we do an extra line of numbers and any winnings from that line donate to the site.

 

Im sure we can muster an extra £1 and if enough do it the odds of winning will be quite good even all those £10 will add up.

 

The site team could even draw the numbers each week for us to do.

 

Although i think the odds would be better if we all did a luck dip line or the site team could draw the numbers and we choose whether to that or lucky dip.

 

wow such i great idea im gona start doing it this week.

 

PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

Link to post
Share on other sites

You pay to take a chance, and we all have the same odds of winning, I dont agree that it is a tax on anyone, because you have a choice, unlike most taxes, sound like an awful lot of sour grapes going on here.
U are correct in so much as each ticket has an equal chance of winning, albeit @ odds of zillions to one Lula.

 

However, it is those peeps on low incomes that are more likely to be enticed into buying into the 'dream' of being the one that wins.

Therefore they are more likely to use a disproportionate amount of their disposable income on the very unlikelyhood that they will be 'the one'.

This money would be better put to use, statistically, in other more realistic situations in their lives.

Those peeps who are more affluent can induluge in such pastimes without a detrimental effect to their bank balance.

 

Ergo...

 

Instead of the lottery charitable causes receiving funding directly from central government via income tax revenue raised etc which would be a non-discriminate financial way, they in effect are supported be those peeps less able, thus it is an indirect taxation of the poor.

 

This is further compounded by the fact the that the national lottery is run by a private company, with shareholders to pay dividends to, by depriving the charities of an even larger % payout of the profits generated.

 

Tis just a personal choice of course, but I don't participate in financial dis-emancipation, although I always wish the winners well.

 

 

:)

Link to post
Share on other sites

U are correct in so much as each ticket has an equal chance of winning, albeit @ odds of zillions to one Lula.

 

However, it is those peeps on low incomes that are more likely to be enticed into buying into the 'dream' of being the one that wins.

Therefore they are more likely to use a disproportionate amount of their disposable income on the very unlikelyhood that they will be 'the one'.

This money would be better put to use, statistically, in other more realistic situations in their lives.

Those peeps who are more affluent can induluge in such pastimes without a detrimental effect to their bank balance.

 

Ergo...

 

Instead of the lottery charitable causes receiving funding directly from central government via income tax revenue raised etc which would be a non-discriminate financial way, they in effect are supported be those peeps less able, thus it is an indirect taxation of the poor.

 

This is further compounded by the fact the that the national lottery is run by a private company, with shareholders to pay dividends to, by depriving the charities of an even larger % payout of the profits generated.

 

Tis just a personal choice of course, but I don't participate in financial dis-emancipation, although I always wish the winners well.

 

 

:)

It's a tax on the people that don't understand the maths... and a euromillions is now the same as 2 CCA requests, surely this would be a better use of your money if you are that skint! (I think they put it up because the euro has gained so much on the pound myself...)

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

Please also consider using the

C.A.G. Toolbar

Link to post
Share on other sites

A 'mate' of mine won the Lottery when it first started, never seen him since :eek:

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

Link to post
Share on other sites

At least you're worth more than my "friend" thinks of me! This "friend" of mine (that I've known since I was 4!!) borrowed a £50 hard-drive off me and didn't return it or offer any explanation, he changed his mobile number (either a co-incedance or serious overkill to save himself some money) and has never contacted me!

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

Please also consider using the

C.A.G. Toolbar

Link to post
Share on other sites

Maybe the same guy :eek:

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...