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£100 overdraft fee??!

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HI,

 

AL declined to pay a DD due to lack of funds, the DD was for £500 and i only had £369, however I noticed that AL had taken £100 overdraft fee the day before and then im charged a 'payment review fee' of £25 for the returned DD! So their fees prevented a DD payment.

 

What is the best course of action?

 

Cheers in advance

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Hi,

 

Not sure there's a lot you can do, I take it they informed you they were going to take the overdraft fee out on that date ?

 

Is this £100 deducted monthly or whats the score with it.

 

Regards.

 

Scott.


 
 

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Hi Scott,

 

Its a fee for being over my OD limit last month, the date is unusual as before any fee had been taken in the middle of the month, my limit is £250 so not massive.

 

It just seems ridiculous that their fees and charges result in non payment, £100 fee just cant be justified. I wouldn't mind so much if they applied a consistent approach, some months they allow payments to go through and next time they don't!

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Hi,

 

I'd claim these charges back, have you had anymore, if so start a claim against them.

 

I know what you mean about them being consistent, they are a total nightmare and law unto themselves, they make the rules up as they go along.

 

I was put through years of misery because of my Banks actions regarding charges ect.

 

They just don't give a jot.

 

Have you had many charges before, it's sometimes worth giving them a phone and asking them to reverse them :rolleyes:

 

Regards.

 

Scott.


 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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I will phone them tomorrow but i dont have much faith that they will do anything, however i will claim them back!

 

Thanks for response(S)!

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