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S**twest still charging £38???

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My husband has just received a £38 charge on 22nd October for a supposedly unpaid item on 1st October (don't know what). I though they reduced their charges from 1st October?

 

I hate these bloodsuckers. I have a claim in with them for about £4,000 of charges - they subsequently defaulted me on my overdraft which was around £1,500 which I am paying off in installments.

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My husband has just received a £38 charge on 22nd October for a supposedly unpaid item on 1st October (don't know what). I though they reduced their charges from 1st October?

It depends on when your statement date is: ie if your statement date is the 4th of the month, all charges up to and including the 3rd of October will be at the old rate

 

 

Still reclaimable.

 

 

 

enamae


Please note: I have no qualifications in this area and any advice offered is given in good faith.

 

 

http://www.financial-ombudsman.org.uk/publications/Ombudsman-news/40/40_setoff.htm

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I had a bounced DD last month. I didn't get charged for it - yet!


Frederickson - CCA Sent 11/4/07 - Lost - Claiming back from post office

Connaught Collections - CCA Sent 11/4/07 - No Agreement - returned to client

Lowell - CCA sent 11/4/07 - No agreement - returned to client

Moorcroft - CCA Sent 11/4/07 - No Agreement - returned to client

Red Castle - CCA Sent 11/4/07 - Copy returned but no T&C's

Robinson Way - CCA Sent 16/5/07

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