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toasted

urgent advice needed

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I have issued proceedings against Alliance and Leicester and I am about to amend my particulars of Claim which have to be filed and served by next Tuesday.

 

A and L does not accept that bank charges incurred after the test case was issued in 2007 are deemed to be in dispute. I need to know what authority if any, has established this point, to include in my pleadings.

 

Any help from the site team would be most appreciated

 

Cheers

Toasted

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There is no formal authority as such. A&L are not one of the parties to the OFT litigation.

 

However they will be bound by the Supreme Court decision and by the findings of the OFT on fairness.

 

A&L are benfitting from the stays on charges cases and in fact it is clear from their website that although they are not part of the litigation, they know about it, they acknowledge it, they base their approach to charges complaints on it and they themselves are putting claims on hold pending the test case.

 

Clearly A&L are being very sneaky - having their cake and wanting to eat it too. Must be a Spanish thing.

 

http://www.alliance-leicester.co.uk/current-accounts/test-case-on-fees.aspx


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Thanks Bankfodder, I am confused as it says on the website that all bank charges are deemed to be in dispute following the test case! I just wondered where that view came from.

 

Thanks for your help - toasted

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