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    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
    • In order for us to help you we require the following information:- [if there are more than one defendant listed - tell us] 1 defendant   Which Court have you received the claim from ? County Court Business Centre, Northampton   Name of the Claimant ? LC Asset 2 S.A R.L   Date of issue – . 28/04/23   Particulars of Claim   What is the claim for –    (1) The Claimant ('C') claims the whole of the outstanding balance due and payable under an agreement referenced xxxxxxxxxxxxxxxx and opened effective from xx/xx/2017. The agreement is regulated by the Consumer Credit Act 1974 ('CCA'), was signed by the Defendant ('D') and from which credit was extended to D.   (2) D failed to comply with a Default Notice served pursuant to s87 (1) CCA and by xx/xx/2022 a default was recorded.   (3) As at xx/xx/2022 the Defendant owed MBNA LTD the sum of 12,xxx.xx. By an agreement in writing the benefit of the debt has been legally assigned to C effective xx/xx/2022 and made regular upon C serving a Notice of Assignment upon D shortly thereafter.   (4) And C claims- 1. 12,xxx.xx 2. Interest pursuant to Section 69 County Courts Act 1984 at a rate of 8% per annum from xx/01/2023 to xx/04/2023 of 2xx.xx and thereafter at a daily rate of 2.52 to date of judgement or sooner payment. Date xx/xx/2023   What is the total value of the claim? 12k   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Did you inform the claimant of your change of address? N/A Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card   When did you enter into the original agreement before or after April 2007 ? After   Do you recall how you entered into the agreement...On line /In branch/By post ? Online   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes, but amount differs slightly   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. DP issued claim   Were you aware the account had been assigned – did you receive a Notice of Assignment? Not that I recall...   Did you receive a Default Notice from the original creditor? Not that I recall...   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Yes   Why did you cease payments? Loss of employment main cause   What was the date of your last payment? Early 2021   Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No   -----------------------------------
    • Hello CAG Team, I'm adding the contents of the claim to this thread, but wanted to open the thread with an urgent question: Do I have to supply a WS for a claim with a court date that states " at the hearing the court will consider allocation and, time permitting, give an early neutral evaluation of the case" ? letter is an N24 General Form of Judgement or Order, if so, then I've messed up again. Court date 25 May 2024 The letter from court does not state (like the other claims I have) that I must provide WS within 28 days.. BUT I have recently received a WS from Link for it! making me think I do need to!??
    • Massive issues from Scottish Power I wonder if someone could advise next steps. Tennant moved out I changed the electric into my name I was out the country at the time so I hadn't been to the flat. During sign up process they tried to hijack my gas supply as well which I made it clear I didn't want duel fuel from them but they still went ahead with it. Phoned them up again. a few days later telling them to make sure they stopped it but they said too late ? had to get my current supplier to cancel it. Paid £50 online to ensure there was money covering standing charges etc eventually got to the flat no power. Phoned Scottish Power 40 minutes to get through they state I have a pay as you go meter and that they had set me up on a credit account so they need to send an engineer out which they will pass my details onto. Phone called from engineer asking questions , found out the float is vacant so not an emergency so I have to speak to Scottish Power again. Spoke with the original person from Scottish Power who admitted a mistake (I had told her it was vacant) and now states that it will take 4 weeks to get an appointment but if I want to raise a complaint they will contact me in 48 hours and it will be looked at quicker. Raised a complaint , complaints emailed me within 24 hours to say it will take 7 days till he speaks with me. All I want is power in the property would I be better switching over to EON who supply the gas surely they could sort it out quicker? One thing is for sure I will never bother with Scottish Power ever again.    
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi, I posted the other day but I am really panicking now, If I dont pay by tomorrow lunch, he said he will instruct van to call on Monday! The only thing is though I will not be in the country as i have to fly put to my daughter tomorrow who has just had her baby 10 weeks early! My other two children will be in the house though and stupidly we thought e were doing right by signing the walking possession order... I have been ringing loan companies and log book loans but cant get anything... I am due to leave at three in the morning.... I dont know what to do or where to turn please help!

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don't worry about the bailiffs removing your goods when your gone they wont however i believe you have walking possession agreement on your car try to get it locked away in a garage until you get back

i know the wap may not be lawful but at the moment you don't have time to worry about getting it removed

 

e-mail your council and tell them that the bailiff has refused an offer of £220 per month this payment would clear the debt before the end of the financial year

tell the council in your e-mail that you can only communicate by e-mail explain why

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if you can pay

pay the council concerned via internet banking [details will be on the reverse of a ctax bill]

 

them email the bailiff saying its being dealt with direct to the council.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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He doesnt have walking possession for the car, its not written down. He has thrown in the fact that even though my children will be alone he will bring the police and locksmiths! The council wont get my email until monday by which time I will be in germany....talk about bad timing. I realise this is our own fault but stuff happens and before you know it you are in deep with the bailiffs!

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he has already got a wpa so your car is safe

 

he cannot get a locksmith to force re-entry unless he has an agreement in place and you have default on on it

in your case you have not set up an agreement plan

send the e-mail to the council doesn't matter that they wont get it till Monday

you are a long way from getting your goods removed

and to force re-entry they have to inform you in writing that they want to remove your goods they would only be allowed to get a locksmith if you wilfully refused them entry

 

CODE OF PRACTICE

ON

LOCAL AUTHORITIES' USE OF BAILIFFS

IN THE ENFORCEMENT OF LOCAL TAXES

UPDATE & AMENDMENT SHEET

April 2000

(includes a response to review of bailiffs' powers

prepared on behalf of Lord Chancellor's Department

by Professor Jack Beatson QC,

There have been changes wrought by case law and also by amendments to the

Distress for rent Rules 1988 and Council Tax (Administration & Enforcement)

Regulations 1993 as follows.

p5 Forcing re-entry

The law upon the rights of bailiffs to force re-entry to premises in order to remove

goods previously seized has recently been clarified. In Khazanchi v Faircharm

Investments; McLeod v Butterwick [1998] 2 All ER 901 the Court of Appeal held that

bailiffs may only force re-entry where they are being deliberately excluded from

premises. It will thus be necessary in most cases for the bailiff to notify the debtor in

advance of the date and time of the visit in order to remove. If the debtor is then

absent from home, or refuses entry, force may be employed

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We also told him to call round with the van as we cant pay but to come a week on Monday so that we are here, he also put a letter through our door earlier. It was a final notice.... asking us to contact him to arrange a suitable time for them to be allowed access to your premises. Even if I could find the money, i am thinking i am going to have to bite the bullet and ask my parents who will go mad at me!, we dont exactly how much to pay now as he isnt answering phone and it is scribbled on letter £1018 plus costs??? what costs and how much??

Edited by Oscar&Emmie
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he can only take what he has listed

but he cant do that anyway as stated

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 weeks later...

Thanks for your replies to my posts :) I got back in the country in Saturday and he had not been round. However i had told him to call yesterday as we could not afford to pay, no visit. Then today a telephone call saying we had 24 hours and then he was passing it back to the Courts for prosecution who could then put my husband in prison! Is this true? I emailed the council as suggested last monday and they are currently looking into, i offered to pay £220 per month to get it cleared before next years bill. However now we have had a visit from a different Rossendales bailiff with a different years bill, this time for £1500!! I know all this is our fault but we are trying to get this sorted as best we can. We are using a debt consolidation company for other debts, this is in the process of being sorted out. I am a student nurse with a bursary of £600 per month, we get WFTC of £130.00 per week and Child benefit of £32.00 per week. My husband is self employed as a window cleaner but has recently had time off due to operation and being winterish his earnings are limited to about £175.00 - £200.00 per week. This probably looks like a lot of money coming but we struggle all the time, we dont go out or buy anything. We have 3 children living at home and get no help with council tax or rent which is £600.00 per month.

Now that our council tax debt is £2500, we have no chance of clearing it before next years bill. Rossendales want £520 per month for the second one as i said the first one has been passed back to the Court. It feels like the hole is getting deeper and deeper. I qualify next May at which time i hope to get a full time job which will help but that is six months away. Any further advice on our situation would be greatly appreciated. Also i am planning to make a payment of £50.00 direct to the council tomorrow..is this a good idea?

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Thanks for your replies to my posts :) I got back in the country in Saturday and he had not been round. However i had told him to call yesterday as we could not afford to pay, no visit. Then today a telephone call saying we had 24 hours and then he was passing it back to the Courts for prosecution who could then put my husband in prison! Is this true?

 

He has no authority, it is true the Council could apply for a Committal hearing and as a last resort imprisonment could be made but these are for very extreme cases and you are a long way from this.

 

I emailed the council as suggested last monday and they are currently looking into, i offered to pay £220 per month to get it cleared before next years bill. However now we have had a visit from a different Rossendales bailiff with a different years bill, this time for £1500!!

 

Do you know how much you actually owe the Council. Ask them how much each Liability Order is for and how much is still outstanding. Not sure on the technical bits of this but it may be worth asking for it to be returned to Court for an Assessment of your Income & Expenditure and for the Court to set a level of repayments.

 

I know all this is our fault but we are trying to get this sorted as best we can. We are using a debt consolidation company for other debts, this is in the process of being sorted out. I am a student nurse with a bursary of £600 per month, we get WFTC of £130.00 per week and Child benefit of £32.00 per week. My husband is self employed as a window cleaner but has recently had time off due to operation and being winterish his earnings are limited to about £175.00 - £200.00 per week. This probably looks like a lot of money coming but we struggle all the time, we dont go out or buy anything. We have 3 children living at home and get no help with council tax or rent which is £600.00 per month.

Now that our council tax debt is £2500, we have no chance of clearing it before next years bill. Rossendales want £520 per month for the second one as i said the first one has been passed back to the Court. It feels like the hole is getting deeper and deeper. I qualify next May at which time i hope to get a full time job which will help but that is six months away. Any further advice on our situation would be greatly appreciated. Also i am planning to make a payment of £50.00 direct to the council tomorrow..is this a good idea?

 

It shows willing on your behalf.

 

 

PT

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Good call, Plodder,

 

I would agree with the above.

 

Your situation is clearly quite confused - as is mine, currently, but I have been dealing with it for a while. You need to escalate it with the Council so you can get a definitive list of what you owe. That should be your first objective. Don't ask the Bailiff, he will tell you all kinds to confuse you and panic you.

 

I have been paniced by bailiffs, but try not to,

 

Next, if you are unsure as to your entitlement to benefits, try logging on to www.entitledto.co.uk - this has helped some people on here, and is probably worth five minutes of your time.

 

By "passing it to Court for prosecution" he may mean referring it back to the Council, which is what you want, as long as you intend to pay.

 

Hope this helps,

 

 

Blurred:)

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