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    • Another one. Apparently this has been hushed up for about three months. They're working through their majority quite fast with all the sackings. Not that they've done anything about Menzies yet but he sounds like a blackmail risk. Here's the original article.   Revealed: Tory MP allegedly demanded campaign cash to pay ‘bad people’ ARCHIVE.PH archived 18 Apr 2024 07:32:33 UTC  
    • and another one   MP Mark Menzies loses Tory whip as party investigates claims he misused funds The Fylde MP is alleged to have used campaign funds to pay off ‘bad people’ and cover medical expenses Never mind losing whip - how about criminal charges   MP Mark Menzies loses Tory whip as party investigates claims he misused funds WWW.INDEPENDENT.CO.UK The Fylde MP is alleged to have used campaign funds to pay off ‘bad people’ and cover medical expenses According to the The Times, £14,000 given by donors for use on Tory campaign activities was transferred to Mr Menzies’ personal bank accounts and used for private medical expenses. The MP, who is one of Rishi Sunak’s trade envoys, is also said to have called his 78-year-old former campaign manager at 3.15am one day in December, claiming he was locked in a flat and needed £5,000 as a matter of “life and death”. The sum, which rose to £6,500, was eventually paid by his office manager from her personal bank account and subsequently reimbursed from funds raised from donors   "According to a source close to Mr Menzies, the MP had met a man on an online dating website and gone to the man’s flat, before subsequently going with another man to a second address where he continued drinking. He was sick at one point and several people at the address demanded £5,000, claiming it was for cleaning up and other expenses."   Hes supposed to use funding from Taxpayers and doners for a life of service, not funding a life of drink and debauchery Hope his parliamentary expenses are also investigated.   In fact, perhaps Mr Bates next role in life should be as an independent investigator of Parliamentary expenses?
    • He asked for that one, didn't he?
    • Trump was unable to make it through the first day of court without falling asleep on Monday, which sparked a whole host of jokes, memes and even a new nickname, 'Dozy Don'    
    • The shift to card and contactless technology in the past decade has been rapid - not just in Britain, but in all sorts of remote pockets of the world. This is yet a further sign of it.View the full article
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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My son has a loan with Welscum and it has been managed through PayPlan. He sent a letter to WF in mid July claiming for mis-selling of PPI and has had two letters from them asking for more time. Last week he sent them a second letter giving them 14 days to respond or he would refer to FOS. He has spoken to PayPlan and wants to stop his DD until the situation is resolved, however PayPlan has stated that they can't put a hold on the payments unless there is a ruling from FOS. Is this correct? bearing in mind the possibility of WF going tits up if these payments are not stopped there a chance that this could go on and on if some mug does buy WF debts. Is ther a template letter to send PayPlan or could he just write to WF saying as they haven't responded to his complaint he is ceasing payments until this is resolved and copy PayPlan. Any advice would be appreciated.

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Hi

Does anyone know what I should do? My account is in dispute and welcome have put arrears on my credit files. I had a row on my doorstep with the accounts manager who kindly paid me a visit, and told her they were not allowed to do this as I had put the account into dispute in September. The arrears are still on my credit files - I have posted notes on the credit files, but can I do something as welcome shouldnt be doing this whilst the account is in dispute?

 

Any help appreciated.

 

Electrik

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My son has made a formal complaint to the FSO last week but received a response from Welscum on Friday as follows ' i have investigated the issues raised etc. Although we do not agree with your assertions (that the PPI was mis-sold) I have as a gesture of goodwill decided to refund the full PPI policy plus associated 8% statutory interest to you in full and final settlement...' It then goes into the amounts and states that if he accepts the offer to complete enclosed acceptance form. Now I maybe not well versed in the law but surely if they are willing to pay everything back including statutory interest isn't this admitting they they are wrong and therefore the agreement is non-enforceable. The amount plus what he has already paid virtually cancels out the debt so this isn't about the money so much as kissing their sorry ar##s goodby. Should he sign the acceptance form or let it run the course with FSO?

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Thanks PGH7447, we would love to do just that as the figures they have used just don't stack up. I don't have access to a scanner at the mo so i'll copy what they are. Original loan July 2008 £2000 PPI & Personal Accident + lifecover 24 £1340.94 total credit charge 3162.82 which is interest £3087.82 plus acceptance fee £75 Interest rate 60.1% Monthly payment for 36 months £180.66 In July 2009 he was told that the outstanding amount at start was £6503.76 less payments made £1351.82 charges and fees £76.03 Gross outstanding balance £5227.97 The letter received last week states they are offerring £989.77 refund which is £930.34 PPI plus interest of £199.97 and statutory interest @8% of £73.32 Deducted from this is £213.86 for 'partial insurance rebate' I just can't make any sense of their figures and would have thought that all insurances should be rebated not just what is stated as PPI. Although we wanted to play by the book and be reasonable I now feel I would like to get this loan deemed unenforceable cos frankly they are getting me really peed off. If we leave it with the FSO any thoughts of a likely outcome? Thanks to all for the advice

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ceebee, I'm also not happy with the figures I've received from Welcome. They told me I also had a rebate when I re-wrote the loan. I have no record of this, I don't even have a copy of the second agreement as at the time I thought I was just arranging to make lower payments, not taking out another loan!

 

My complaint is with the FOS. I received the offer from Welcome in August, but I've told the FOS I don't agree with the amounts. I got a letter in October saying I should have an adjudicator in December.

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All The Fos Claims Against Welcome Get Up Held

 

On Top Of This Two To Three Hundread Pounds Comp Ggets Paid Also

 

Welcome Are Well Aware On The Legality On These Rip Off Insurance

 

My Advice Would Be Sign Nothing Until You Have Posted Up Your Agreement Etc

 

How Old Is The Loan

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What is contractural interest please? To postggj the loan was taken out in July 2008. Having looked through a couple of web sites with interest calculators using Welscum figures and they are completely different, it seems to me that they add 60% per year at the start.

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