Jump to content


  • Tweets

  • Posts

    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
    • It is extremely disappointing that you haven't told us anything about the result of the hearing. You came here at the very last minute and the regulars - all unpaid volunteers - sweated blood trying to get an acceptable Witness Statement prepared in an extremely short time. The least you could have done is tell us how the hearing went, information invaluable for future users. Evidently not.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

NPower - Moved to house, help needed.


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5110 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi everybody,

 

I don't have much info about how the power companies work in UK and need help.

 

I moved into this house which has Gas meter(ft3) and Electric "prepayment" meter on 1st of August 2009. Gas was supplied by NPower and on Electric pre-meter it was marked "EDF" so I assumed supplied by EDF. I took the reading on the day that we moved in for the gas. As electric was PAYG scheme, I didn't bother looking at the meter itself and just topped it up with the amount.

 

1) As electric is PAYG meter, does it's usage affect Gas? On initial enquiry I was asked for electric meter reading. Now I know it does have reading in Kwh but I didn't record when I moved in.

 

2) I don't know who supplies Electricity. First we received card from Richburns acting on behalf of British Gas to provide the reading. In following months I went to E.ON( gas supplier change was rejected by NPOWER) and they sent me "Key" and a letter stating that now the electric is supplied by them. This morning when I called NPOWER they insist that the electric is still supplied by them. How do I know? On meter itself, the sticker is of "EDF Energy".

 

3) Using this site Convert Gas Meter Readings to kWhs my usage since 1st Aug 09 to today comes to 1222 Kwhs. Can anyone estimate roughly the amount outstanding? Reading this forum and other peoples experiences, I'm afraid they may charge a very high amount.

 

4) To change the account name for Gas meter, NPOWER are still insisting that I've to be on duel fuel. Is it necessary? Do they have power to control PAYG meters?

 

And contacting NPOWER is nightmare. First a chargeable phone line, then between operators repeating all the information and problem to each single ones. All I want to do is pay for the gas usages :-x

Link to post
Share on other sites

"This morning when I called NPOWER they insist that the electric is still supplied by them. How do I know? On meter itself, the sticker is of "EDF Energy"."

 

The sticker on the meter means nothing other than that's who put it in originally, this could be sometime ago. Where there are two companies who belive they supply I would check the MPAN (someimtes known as supply number) each of them have. Look on your meter apart from the reading there should be a mix of numbers and letters. This is usually printed on the meter, often near a bar code. It is no displayed where the meter readings are.

 

This is your meter serial number. Once you have that give it to both so they can investigate and decide who supplies it.

 

To know your approximate usage would need to know the prices, a rought guess wouldbe £60-£70. Higher rate cane be 3-6 pence, lower rate these days of around 2.5-3 pence. Therefore I'd say based on 4 or 5 p per unit that's roughly what you are looking at.

 

You can contact NPower free on 0800 551 555.

 

You really need to establish for CERTAIN who supplies here and now, otherwise you are just going to get more confused. Whilst you are uncertain put away a reasonable amount each month. At least £30-£40, maybe more given the weather is getting colder. Hope this helps.

 

I strongly suspect there is confusion over the meter number or the address.

The views I express here are mere speculation based on my experience. I am not qualified nor insured to give legal advice and any action you take will be at your own risk.

Link to post
Share on other sites

Thanks for replies. Very helpful. Sorry for late response as made a quick trip to Derby.

 

Today received a letter from NPOWER after requesting them to change the name on the bill.

 

"We're pleased to let you know that npower supplies your address with electricity and gas. You've automatically become an npower on a 'deemed contract'..."

 

Tariff: LEK1PPK, GAS LOND (?????)

 

Will give them call tomorrow to see what that tariff is and will also have a look for MPAN.

 

Thanks again.

Link to post
Share on other sites

It is important you get a new key from NPOwer if you are actually supplied by them for your electric. Otherwise, they will be chasing you for payment as the payments you are making on your key will be going to EON and not NPower.

Obviously, you will need to confirm who the supplier is first!

Link to post
Share on other sites

I used to work for npower. Firstly, check the mpan (or supply number) on each letter to see if they are the same. If they are, there can only be ONE registered supplier. You can either speak to both and ask them to simply check whether they are the registered supplier - they will be able to go on-line with mpas or ecoes I believe it's called now, to clarify. Get them to do it while you hold! If you have no success there, you should be able to contact ecoes direct and they will send to your address the details you require.

Link to post
Share on other sites

The prepayment meter will have property of edf marked on it as they are the meter operators (MOPs) in your area (i presume you are in the London area), for example round here, most meters have "property of eon" marked on them, as eon are the MOPs.

 

Here's a link to EDF's distribution website, with phone numbers you can call to check who your supplier is, and possibly ask them how long they have supplied for? EDF Energy Networks Contact Us

Link to post
Share on other sites

"I think you're a little out of touch with prices! Higher rates average 12-15p & lower 10-14p depending on area & tariff."

 

The query was about gas

 

 

"3) Using this site Convert Gas Meter Readings to kWhs my usage since 1st Aug 09 to today comes to 1222 Kwhs. Can anyone estimate roughly the amount outstanding? Reading this forum and other peoples experiences, I'm afraid they may charge a very high amount."

 

Gas isn't that expensive, not yet anyway!

The views I express here are mere speculation based on my experience. I am not qualified nor insured to give legal advice and any action you take will be at your own risk.

Link to post
Share on other sites

We all make mistakes, that's why they put erasers on pencils. Fortunately I don't use much elec so don't get stung by the eye watering rates.

 

Any update from the OP?

The views I express here are mere speculation based on my experience. I am not qualified nor insured to give legal advice and any action you take will be at your own risk.

Link to post
Share on other sites

  • 2 weeks later...

Appreciate other ppls are willing to help and sorry for late replies.

 

To clarify more, initially after confirming with BG that they're not the suppliers, NPOWER confirmed that they provide for the gas. Then I called EDF as wanted to move to them on duel fuel. On 7th Oct, EDF sent me letter that the current supplier objected and rejected the transfer of gas supply but Electric transfer was successful(letter dated 10th Oct). As I wanted to pay for gas usage, called NPOWER who will only send bill if I change the owner name which I did. Now letters coming from both NPOWER and EDF congratulating that they provide for both gas and electric. Still waiting for any kind of bill before calling both companies. Will wait until this Friday and first thing on Sat I'll be making calls :-x.

 

 

 

mattlamb:It is important you get a new key from NPOwer if you are actually supplied by them for your electric.

 

The house used to have elec key, no idea of which suppliers. Then EDF sent one on 11th Oct stating that EDF will be supplier from 19th Oct. Using since then.

 

flooz:I used to work for npower. Firstly, check the mpan (or supply number) on each letter to see if they are the same.

 

Haven't received any bill from both so don't know where to look for MPAN.

 

 

I know, I've to act fast but was busy last couple weeks. But by next week I need to find the facts.

 

Again thanks for replies.

Link to post
Share on other sites

Here's the update:

 

First called NPOWER who still on insist that they're the provider for both gas and electric since 1st August(date moved). Also when asked, MPAN number was given. They'll be sending prepayment key by post soon.

 

Then made call to EDF. They said that they're the provider of Electric since 19th October when I received the meter key. For the gas, they started supplying since 9th Nov as I requested for the change of supplier. MPAN number when asked and given, matches with the one said by NPOWER earlier.

 

When I told EDF that NPOWER too claiming to be supplier, they assured that once I got any bill from NPOWER for any usage after 9th Nov then forward to EDF. They'll resolve the matter with NPOWER.

 

 

Good news is NPOWER got my initial meter reading for gas and rough estimate is around £80(IMO a fair value for almost 4 months).

 

Looks like only option is to wait for any bills. Taking the gas meter reading once in 2 days just in case.

Link to post
Share on other sites

Hi Starfarer. You need to call your local meter operator, with your MPAN. They will tell you who supplies your electric. Generally speaking that system is one of the few things that tends to be 100% accurate in the whole utility industry!

Link to post
Share on other sites

  • 4 months later...

EDF again sent in new electric key on 10th March 2010. In between first received a bill from NPower for Gas usage until Nov 09 for £84 which was again recalculated to final bill of £64 and received on 22nd March. I continued to pay EDF for gas which is up to date.

 

To my surprise, I received a electricity statement dated 31st March 2010 for account balance of £49.82 from NPower though it is printed For information only. On 3rd page is few calculations showing how the charges are with dates and credit topped up for key. I always thought prepayment key is you use what you top up on the key.

 

I would've ignore the electric bill but since then I put twice £15 and in first time on meter credit came up as only £6 and in 2nd time £10. What happened to £9+£5=£14???? where it's gone?

 

Gave call this morning to EDF, checked meter as instructed for any outstanding debt (dispaly "S") which is £0000.000. The girl on phone said probably meter was on emergency credit which I'm sure I check regularly and is not the case. She had no other idea but did confirmed that the electric supply is from EDF.

 

Trying to contact NPower.

 

Anyway thank you very much for all your replies, views and help.

 

Much appreciated.

Link to post
Share on other sites

So as I understand it from re-reading you have recieved a final bill for gas from NPower and are now with EDF?

 

And both companies continue to believe that they supply the electricity? Clearly they both can't so you need to get the number for the independant company who keeps these records. Unfortunately thier name escapes me so you'd have to ask one of the two companies for it.

 

Unfortunately it IS possible to build up a balance on a prepayment meter, I don't deal with them myself and I can understand how it is confusing. It could be going into emergency credit, or a build up of standing charge in a period when there are no top ups. Or if its one of the older type of meter it could be that there was a price change and the meter hasn't been updated.

 

The payments must've been going somewhere, if EDF don't have them Npower must? Unless worst case scenario the key actually belongs to another supplier.

 

Need to find out for certain who supplies - are there two similar addresses?

 

So I'd speak to the company whos name eludes me, the suppliers can each check ECOS which is basically a database saying who supplies/supplied and when, I'd get the both to raise an enquiry to state you are not sure who supplies. Maybe keep some money aside until its resolved.

 

Final option, ring round the other big six suppliers and ask if they supply or have ever supplied. Not a good option, believe the others will fix it.

 

Given the timescale you could already send this to the energy ombudsmen service.

Edited by indebtstudent

The views I express here are mere speculation based on my experience. I am not qualified nor insured to give legal advice and any action you take will be at your own risk.

Link to post
Share on other sites

  • 2 weeks later...

Thanks everyone for contribution here and all the help which were very helpful. Now all is resolved by EDF and happy to continue paying my actual usages. As for the missing amounts on key, EDF refunded after I sent them receipt and key.

 

 

Again to say, Thank You.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...