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Hi

 

I used this forum successfully a couple of years ago to win nearly £3k in bank charges form Yorkshire bank, and now I'm gunning for HSBC's PPI on my partners loan. I was sat with her when she negotiated the loan and the lady almost certainly misold her the PPI including somehting along the lines of she wasn't going to give her the loan unless she took the PPI!

 

I'm struggling to navigate the forum at the minute, a bit rusty! Can anyone provide me with a link for the first letter I send asking for details of the APR, interest, PPI payments, etc?

 

Thanks in advance

Keep up the good work!

Up The Mariners

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There is no standard template for PPI reclaiming.

 

You should start with a Subject Access Request this will require HSBC to provide all the information they hold on you as a data subject.

 

There is a link in the stickies at the top of this forum which should get you started.

 

There are to many PPI issues for standard templates generally most cases differ in the way the PPI was mis-sold.

 

If you take time to read through the links in the stickies you will find some useful advice on reasons the PPI was mis-sold etc.

 

Best to get all of the data. Prepare you case to reclaim and then ask for the PPI back giving your reasons for claiming the Insurance was mis-sold.

I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.

------------------------------------------------

Bank charge successes:

Halifax - Full settlement incl interest.

HSBC - Settlement, goodwill no admission of liability about 75% of claim.

RBS - Settlement, goodwill no admission of liability about 70% of claim.

2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did :mad:

PPI Successes

PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.

2 claims settled in full with LV without FOS involvement.

2 claims settled in full with HSBC without FOS involvement

 

PPI Claims ongoing with:

Cap one Now with the FOS

Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.

LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

 

1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..

Post 290 from

***RBS PPI Claim Long fight but, WON***

 

Please do not PM me for advice as it may be sometime before I can respond.

 

Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.

 

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