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Is this Lloyds Credit Card CCA Enforcable? Please Help!!!


ASM
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  • 4 weeks later...

They've sent both the application and the agreement you signed (files 11 & 12), unfortunately file 12 contains all the prescribed terms + your signature so would be seen as enforceable.

 

Have they defaulted you on this a/c yet & if so have they sent a Default Notice?

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Hi Cerberusalert,

Thanks for your reply to my post.

I'm sorry I don't understand when you ask have they defaulted me on this a/c what you mean.

No they have not sent me a default notice - actually I have been paying for the minimum on this regularly & have not missed a single payment - although going thru hard times.

Regards

asm

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Hi jdes26,

I've left all the paperwork at my mums place... but will check it tommorrow, although I dont think there was any PPI - I've never had that insurance.

What do you mean you were shoked when you received yours?

is this hidden in amongst other stuff that i should look out for?

 

please let me know

thanks

asm

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