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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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OPC have started proceedings. ****WON****


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You think they would benefit from the TPS treatment? :p:p:p:p

 

Let them have it spitfire650 8) It's TPS time lol

 

TFT

09/07/09 :)Business Studies BA(Hons) 2:1:)

 

eCar Insurance overpayment - £325

Settled in full - 15/09/08

NatWest Student A/C bank charges - £260

Settled under hardship scheme - 08/06/09

Natwest Business A/C bank charges - £60

Settled in full as GOGW - 20/04/09

Santander Consumer Finance late payment fees - £60

Part settled for £48 - 01/03/08

Peugeot Finance late payment fees - £50

Settled in full before county court hearing - 01/09/09

Peugeot Finance overpayment of £247

Settled in full - 01/12/08

Valley Leisure - complaint about collections agent

£160 part refund of gym membership in compensation - 01/02/09

HFC Bank - complaint about payment deducted from my account on wrong date

GOGW £10 - 01/05/09

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  • 5 weeks later...

I've also received a MCOL from OPC relating to my car being parked without a valid permit (which I have, but it had not been displayed that day).

I have been through the process of requesting evidence from OPC of who was driving the vehicle that day and have responded to the debt collecting agency using the guidelines on this site.

Could someone give me guidance about what I should put into my defence in the response to this MCOL?

 

Thanks in advance.

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don't know if its relevant here, but my claim against the PPC (clamping&towing) included all my costs (eg printing, postage and milage)... but when the judge ruled in my favour, she ignored all that and started to work it all out again and just let me claim for what I could under the small claims track (eg no costs for time preparing case + postage etc).

 

Sticking to the facts of the case, they claim you entered into a contract (as per the signs). The signs don't state that you will incurr further costs (eg solicitors or admin fees) therefore they can't add them on as they please

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  • 2 weeks later...

Thanks to AL27 I have the basis of a defence. However I still need to phrase the initial part which is based on my original response to their first letter (and I haven't heard from AL27 with an update) - which follows the lines of:

 

Dear Sirs,

 

Re: Your letter dated [dd/mmmm/yyyy] Reference[#]

 

I acknowledge receipt of your captioned letter. It seems that you have got my details from the DVLA and I confirm I am the keeper of the vehicle in question. You need to take this matter up with the driver concerned.

 

In the meantime I absolutely deny your claim that the amount claimed, or any amount at all, is due to you from me.

 

Yours faithfully

 

(i.e. requiring OPC to provide proof of who parked the car that day).

 

Any help with this would be appreciated - particularly if there are law examples that would be helpful to include. Please PM me if you feel that a private response is necessary.

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I misunderstood - My apologies.

 

I would have thought, then, that your defence in that respect would be that you were not the driver, and therefore that OPC have no lawful basis for the claim against you. You don't need to rely on OPC for any evidence at all.

 

Do you have anything to demonstrate that you were elsewhere at the time?

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No probs.

My responses so far have been that it is up to them to provide proof of who was the driver - as outlined in:

 

http://www.consumeractiongroup.co.uk/forum/parking-traffic-offences/119802-private-parking-tickets-template.html

 

so I think that my defence should follow the same line.

And I don't remember who was driving that day - the car was parked in the work's car park and I was at work at the time! However, it was not necessarily me that parked the car there that day.

What I was thinking was whether there is some principle in law that I could quote which states that I am not required to inform them who was driving the car at the time that it was parked, and that they are obliged to produce proof of the driver.

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They're making a claim under the law of contract. If you weren't present when the contract was allegedly formed you could not be party to it.

 

Best way is to make an affidavit stating you were at work at the time and therefore could not be party to the alleged contract.

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  • 4 weeks later...

Just an update for this thread - sorry didn't mean to hijack it. If Mooki comes back then I can start a new thread.

So the defence has been returned and the case has been referred to my local County court who have sent me an Allocation Questionaire - basically if I agree that it can be put on the quick track. It was when filling out this form that I realised that OPC would not have had to pay a fee for this claim until they return this questionaire - so it will be interesting to see if I (or the Court) hear anything further. Apparently the Court can censure them if they fail to respond.

If I'd been feeling belligerent I would have made a counterclaim for time and costs - which would have forced them to defend or admit liability

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  • 1 month later...

Hi all

 

Sorry I have been off the radar for a bit, just trying to put this debacle to the back of my mind.

 

By way of update, both me and OPC filed our witness evidence/other evidence. Part of their evidence was a statement from the parking ticket man who says he remembers arriving at x time, going to see the building manager (who apparently said he didnt know my car) and then doing his rounds and putting the ticket on. The time of the photos and the ticket and the time he said he arrived are all the same, so unless he is superman, he couldnt have done all those things. Which is precisely one of my points - I went to get my permit and when I returned within a reasonable very short time, I had a ticket. They simply didnt bother to wait. Also, I am very surprised that the parking ticket man remembers precisely what he did when the alleged offence was 18 months ago!

 

Also, I have known the building manager for a few years and he knows my very distinctive car well so if he had bothered to ask then the building manager would have told him I had the right to park there.

 

Quite honestly I can see why people pay up because this whole thing is like a dark shadow over me until its over. But I know they are being completely unreasonable (if not unlawful) so I am prepared to follow it through.

 

I can see others are having problems with OPC (User6809 feel free to keep the thread warm for me until I return!!:)) so hopefully I can report a positive outcome which will encourage others to fight.

 

The case is listed for 5th March 2010 and I shall report back to you all when i'm done.

 

Thanks for all your continued support and your help.

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By way of update, both me and OPC filed our witness evidence/other evidence. Part of their evidence was a statement from the parking ticket man who says he remembers arriving at x time, going to see the building manager (who apparently said he didnt know my car) and then doing his rounds and putting the ticket on. The time of the photos and the ticket and the time he said he arrived are all the same, so unless he is superman, he couldnt have done all those things. Which is precisely one of my points

.

Unless the parking clown has actual notes to refresh his memory you can make a strong case that he could not possibly remember the detail he alleges.

Google memory recall for some clues, my friend had a similar case, not ppc, but slammed the alleged witness with some good facts from the internet and the case went his way. If I can get him to dig out his notes I will post them for your info.

regards

Please remember our troops, fighting and dying in our name. God protect them.

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Thanks Mooki.

So just got back from holiday and have received a hearing date towards the middle of the year. Interesting point from my previous message is that OPC have still not paid the hearing fee - it is required 1 month before the hearing otherwise the hearing is removed from the list. So they can use the court service to pressurise victims and not have to pay anything until 1 month before the court hearing. We both have to prepare and send out documentation 2 weeks before the hearing. Can't wait to see the documentation that they will be relying on.

If I have time I may look at the letters that they have sent out and possibly lodge a complaint against them with the British Parking Association and DVLA and add that to my defence documents.

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  • 2 weeks later...

I was thinking about this last night and confess I have employed a similar tactic against a company. (To show them the threat to take them to Small Claims Court was not an idle threat).

 

It worked for me - but of course that was a one off.

 

I am wondering if a Freedom of Information request to MCOL, asking how many of these claims by OPC (ones that have not been paid for when the crunch came) have been made, might be productive?

 

Just thinking aloud and wondering what others thoughts are?

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Hi all

 

So tomorrow is D-day.

 

Read through all the stuff again; Made some notes; Gone through their evidence and picked a few holes in it; Put everything in some sort of order; Put together an estimate of my costs!; Ate a bar of chocolate; had a cup of tea. Anything else i've forgotten??

 

Taking all originals to court and copies of all my stuff too.

 

Hearing is at 10am, will be there at 9:45am. Knowing that particular court, I wont be heard until atleast 10:30am/11am. Listed for 1.5 hours. Will report back when I can.

 

Fingers and toes crossed everyone!

 

Ps Al27 thanks for your PM a while back, I just didnt get the chance to respond or scan the stuff over to you but thanks very much for your offer of help.

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