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Uncleared Funds? - Open for Discussion!


dt3000
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Why do banks include uncleared funds in a "Current Balance". Is this deliberately misleading? If you happen to use that money and become overdrawn you will immediately incur penalties!

 

I've seen this with two banks so far...are they all guilty of this apparent malpractice?

 

Why aren't uncleared funds clearly shown? If we are using online banking should we have to calculate the "Clearing Cycle" manually.....or are online banking systems designed to penalise the unwary?

 

Be interested to hear other member's comments!

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  • 12 years later...

This topic was closed on 03/07/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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Thread Locked

because no one has posted on it for the last 1848 days.

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Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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