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CrapQuest threats


BooCub
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Hi everyone.

 

Well it seems after a year of quiet from everyone and everything going well, I get a letter from cra[Quest advising me they are going to take action against me on Monday 19th.

However

Letter is dated 13th October 2009, and arrived on 17th with the Saturday mail.

This is the first letter I have had from them, no intro letter or anything from CapOne.

In fact CO have not replied to any letters to themselves after the letter threatening further action for failing to answer my charges letter.....

What is the best thing to do now? Send them a CCA? is the account still in dispute even though its been a year since the last letter from capone?

And do I use royal Mail, or do I fax to them?

 

any help greatfully appreciated.

 

Boo

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what action are they going to take?

 

when was the last financial transaction on your behalf?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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The letter says they are going for an attachment of earnings and an order to obtain information unless I pay the monies owed.

And the last financial transaction was approx 1 year ago, as after that they canceled my DD and I have not made a payment to the card since.

Edited by BooCub
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yea and pigs will fly

 

pos you could scan it up

 

have you cca'ed these jokers?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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No not yet, was wondering if I needed to CCA them, or if it would be best to send them a letter saying this is the first I have heard of it .

I am gonna go buy a £1 PO though ready.

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post that letter up, let see if its a phishing type layout

 

as for being in dispute, well yes it will be, typical Cap1 tactic to ignore reclaim letters and the sell the debt on

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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hehe

lots of ifs buts and maybe's in there

 

its meant to make you respond.

 

why have you not persued the reclaim with cap1?

i take it this would clear the debt?

what about PPI too, bet you were charged that as well?

 

its obv cap1 has sold it on.

 

i'd ignore them.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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If any debt has been sold on while in dispute, send letter 17 from here.

 

The Consumer Forums - Debt collectors

 

I would also question that letter. The impression it gives me is that they are saying they WILL get judgement and then they can do everything else from the judgement.

They cannot say that as it is up to the judge on the day

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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well i did notice a few things..

the letter starts "further to out letter before action of the" and then stops...

which letter before action? this is the first one.

 

I didnt persue at the time as the bank stays came about and I ran out of money to pay the court fee's with, the claim was only about £500 (+interest from then till now) and I am unsure if there was any PPI on there.

Trouble is, I have moved since then and a lot of the paperwork is god-only-know's where.

 

So is it best to say, account was in dispute (as I am unsure where the paperwork is) or send a CCA?

 

thanks for the help

Boo

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the stay has nowt to do with credit cards!

 

get reclaiming + interest

if you need the paperwork again then SAR cap1

that will tell you if you have ppi too

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ignore CQ!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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