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Defaults and payments against them?


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Hello

 

I have a couple of defaults on my credit expert account and could just do with a bit of advice regarding them...

 

I have cca'd them all and all three do not have original paperwork so I am confident I will not hear from them again casing the debt and have between 6 months and 2 years for them to become statute barred.

 

However, due to the defaults I am having, understandibly, a lot of trouble orgainsing credit for a car which I really need for my work... so my question is... if you started paying a debt at an agreed monthly amount, do they remove the default and start putting green squares in your credit report or do the defaults and red squares remain and all that happens is your remaining balance decreases?

 

Many thanks for your help.

 

Holmesy!

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